Mortgage Loan Officer

Job Overview
We are seeking dedicated and knowledgeable Loan Officers to join our financial services team. The ideal candidate will possess a strong understanding of lending processes and regulations, including TILA and FNMA guidelines. As a Loan Officer, you will be responsible for evaluating and approving loan applications, guiding clients through the loan process, and ensuring compliance with all banking regulations. Your ability to negotiate favorable terms for clients while maintaining the bank’s interests will be crucial to your success in this role. We are considering lead based loan officers for this position, as well.

Duties

• Evaluate loan applications by reviewing credit history, financial statements, and other relevant documentation.
• Conduct interviews with clients to understand their financial needs and objectives.
• Utilize financial software to analyze data and prepare loan proposals.
• Negotiate loan terms with clients while ensuring adherence to bank policies and regulatory requirements.
• Maintain up-to-date knowledge of lending products, market trends, and changes in regulations affecting the industry.
• Provide exceptional customer service throughout the loan process, addressing any questions or concerns promptly.
• Collaborate with underwriters and other banking professionals to facilitate timely loan approvals.
• Ensure compliance with TILA regulations and FNMA guidelines throughout all transactions.

Requirements

• Proven experience as a Loan Officer or in a similar role within the financial services industry.
• Strong regulations, including TILA and FNMA.
• Proficient in using financial software such as Quicken for loan processing.
• Excellent negotiation skills with the ability to communicate effectively with clients from diverse backgrounds.
• Strong math skills for accurate calculations related to loans and interest rates.
• Detail-oriented with strong analytical skills to assess client financial situations accurately.
• A commitment to providing exceptional customer service and building long-term client relationships.

If you are passionate about helping individuals achieve their financial goals through effective lending solutions, we encourage you to apply for this exciting opportunity as a Loan Officer.

Job Type: Full-time

Pay: $167,838.00 - $199,427.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Referral program
• Retirement plan
• Vision insurance

Compensation Package:

• Commission only

Schedule:

• 8 hour shift
• Monday to Friday

License/Certification:

• MLO License (Required)

Ability to Commute:

• Tomball, TX 77377 (Required)

Ability to Relocate:

• Tomball, TX 77377: Relocate before starting work (Required)

Work Location: Hybrid remote in Tomball, TX 77377

Salary : $167,838 - $199,427