What are the responsibilities and job description for the Sr. Loan Officer position at New American Funding?
Overview
Branch Hybrid Loan Agents proactively solicit new residential mortgage business through two channels;
By taking qualified, live inbound calls from company generated marketing leads, and
By proactively soliciting new residential mortgage business and building a residual pipeline which they are free to manage how they see fit in order to meet monthly and annual sales goals. Primary responsibilities include generating leads by actively networking with mortgage, real estate and other related industry professionals and establishing relationships in the purchase and refinance markets.
They actively develop and maintain a network of relationships as a source of new mortgage loan business in the purchase and refinance markets and meet established loan quality and production goals. New American Funding is closing over $1 Billion home loans each month and adding to its growing servicing portfolio.
Guarantees available; amounts to be determined by management based upon an individual's proof of recent, current or previous production.
Responsibilities
- Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
- Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
- Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
- Accept multiple live, qualified inbound leads daily.
- Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
- Structure and price loans accurately.
Qualifications
- 2 years' full time refinance or purchase loan origination experience in a retail or call center environment.
- Strong desire to succeed in a sales environment and be a top producer.
- Ability to correctly and accurately structure and price loans.
- Complete knowledge of conventional and government loan programs (purchase and refinance).
- Current TX DBO and NMLS license.
Desired Education/Experience:
- High School Diploma or equivalent
- Two or more recent years' full time loan origination experience, preferably in a call center environment
- Minimum of four approved state licenses through the NMLS.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
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