What are the responsibilities and job description for the Mortgage Loan Originator position at New Hampshire Community Loan Fund?
Mortgage Loan Originator–$70,000 Comprehensive Benefits– Littleton, NH / Hybrid
The Role
Do you have experience in mortgage lending and a talent for building relationships? Are you looking for a role where you can make a real impact in homeownership accessibility? If so, we have an exciting opportunity for you.
We are looking for a Mortgage Loan Originator to help increase mortgage loan production for manufactured homes and other single-family housing loan products.
You will play a key role in attracting and processing new loan applications. You will work with home buyers, realtors, retailers and community leaders to expand homeownership opportunities.
This is a hybrid role with attendance in the office required on Tuesdays and Wednesdays. Training will be in person.
If you thrive in a dynamic environment and enjoy working directly with customers, this could be the perfect opportunity for you.
Key Responsibilities:
- Attract new loan applications by developing relationships and outreach with manufactured home buyers, realtors, retailers, other lenders, and resident-owned community leaders.
- Coverage area will be New Hampshire and Vermont with possible future expansion.
- Respond to loan applicants and inquiries regarding loan products promptly and efficiently, in accordance with New Hampshire Community Loan Fund’s policies and procedures.
- Evaluate loan requests, including collecting required documents, verifying applicant information, ordering and analyzing credit reports to establish credit-worthiness, and calculating repayment ability.
- Maintain accurate and complete borrower application files.
- In conjunction with our marketing and communications team, prepare marketing material for key audiences, including via print, mail, on-line, social media, video, and public speaking.
- Work with coaching providers by attending meetings and other events to promote mortgage loans to resident-owned community members.
- Attend community events to promote the NH Community Loan Fund.
- Participate in research and development of new loan products and process improvements serving single family housing needs in accordance with the company’s strategic goals.
- Understand and implement state and federal regulations for mortgage lending.
- Other assigned duties.
The Organization
Established in 1983, The New Hampshire Community Loan Fund stands as a beacon of community development finance. With an unwavering commitment to ushering in home ownership, fostering business growth, promoting sustainable practices, and supporting communities, we have become a trusted name in our domain. Our ethos is deeply rooted in diversity, equity, and inclusion, and we celebrate the collective strength drawn from our differences.
The Person
- High school diploma or equivalent
- Two years’ experience in residential mortgage loan origination, or equivalent, relevant experience.
- NH Mortgage Originators License through the Nationwide Multistate Licensing System & Registry (NMLS) or the ability to become licensed within 6 months.
- Ability to become licensed to originate mortgage loans in Vermont at a future date.
- Demonstrated familiarity with loan amortization and loan origination software such as Byte Software.
- Proven experience with Microsoft Office 2016 programs (Word, Excel, etc.), laptop computer, and navigating software remotely.
- Strong organizational skills, attention to detail, ability to timely manage multiple priorities in a fast-paced environment to meet deadlines
- Excellent critical thinking and problem-solving skills
- Self-motivated individual contributor as well as flexible team player
- Ability to maintain confidentiality
- Ability to work remotely, but reside within commutable distance to Littleton, NH for periodic office visits. The candidate will also be asked to commute to Concord, Nh for periodic office visits.
- Bi-lingual fluency is a plus
Salary : $70,000