Financial Planning Associate

Cowell Financial is an established comprehensive financial advisory firm located in the beautiful Brainerd Lakes Area.  We are seeking an outstanding individual for the Financial Planning Associate position.  See below for what this full-time opportunity entails and the characteristics of the right candidate.

Job duties include but are not limited to:

• Analyze, develop, implement and monitor financial planning analysis, including, but not limited to:
  • Gather financial data (homework items) from new and existing clients
  • Retirement projections/forecasts/modeling using various planning tools
  • Life insurance/disability insurance/long-term care insurance needs analysis
  • Retirement income distribution strategies
  • Analyze investment, retirement and college savings accounts
  • Develop proper asset allocation strategies based on client’s risk tolerance and investment objectives
  • Evaluate tax consequences and implement tax efficient strategies within financial plan
• Use the financial planning tools and software to create/develop recommendations for new and existing clients in these subject areas:
  • Insurance (life, disability income, and long-term care)
  • Asset accumulation strategies
  • Asset decumulation strategies
  • Asset location
  • Asset allocation
  • Tax planning
  • Estate planning
  • Business planning
  • College funding
• Communicate investment and financial planning recommendations to the team to ensure a smooth client onboarding process/experience
  • Work closely with the Planning Team and the Operations Team
  • Draft and send various email communications to clients
• Assist in developing case preparation materials and processes including preparing insurance and investment proposals, insurance options documents and allocations of client’s monthly budget commitment
• Complete case preparation for all review meetings and collaborate with the clients’ Advisor as needed
• Participate in learning opportunities
  • Annual and Regional Meetings, Home Office Schools, Earning Designations and Webinars

Qualifications

• Bachelor’s Degree
• SIE, Series 63, Series 7 licenses preferred
• Life & Health Insurance Producer license preferred
• Proficient in Microsoft Excel, Outlook and Word
• Demonstrates ability to effectively communicate with clients
• Superior oral and written communication skills
• Strong critical thinking, financial analysis and problem-solving skills required
• Ability to assess a client’s financial situation and analyze portfolios to develop and implement comprehensive financial plans aligned with the client’s goals
• Outstanding at performing and comprehending mathematical calculations, including Time Value of Money and operating a financial calculator
• Extremely strong attention to detail with the ability to produce work with a high degree of accuracy
• Ability to simultaneously manage numerous complex projects and assignments in a timely and high-quality manner
• Possesses a true commitment to lifelong learning, professional development and self-improvement
• Has a deep commitment for doing what is right and placing the needs of clients first
• Embraces the importance of confidentiality and compliance
• Welcomes and expects change and desires to work in a fast-paced, efficient and high-performing environment
• Open minded and coachable
• Works extremely well independently as well as collaborating with a team and willing to take direction and input from team members
• Finishes what they start, adheres to deadlines and excellent at prioritizing

Benefits

• Health insurance
• Dental insurance
• Long-term disability income plan
• 401(k) with match
• Professional designation program
• Paid holidays
• Paid personal time off

Members of Cowell Financial use Cowell Financial as a marketing name for doing business as representatives of Northwestern Mutual. Cowell Financial is not a registered investment adviser, broker-dealer, insurance agency or federal savings bank. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM) and its subsidiaries in Milwaukee, WI.

Salary : $55,000 - $85,000