Loan Officer

Description

Core Values

PROVIDE our customers with the best combination of service, rates, and fees. PROMOTE sustainable careers for our employees so that they can be enriched personally and professionally. GIVE BACK to our community. These are the core values of NOVA® Home Loans in which we act on employee feedback and implement changes that will make NOVA® Home Loans a better place to work and promote a higher level of service to our clients.

Evolving as a Loan Officer by having…

• A high school diploma or GED is required; a bachelor’s degree in a related field is preferred.
• Relevant education and work experience will be considered.
• A valid and active Loan Originator License is required.
• At least 2 years in the mortgage industry is preferred.
• 2 years in a client-focused role is preferred.

Exciting Opportunities to Grow by…

• Deliver exceptional customer service, managing the loan process from application to closing with timely communication and accurate documentation.
• Ensure compliance by overseeing quality control and adherence to regulations and company policies.
• Lead team marketing efforts to expand the client base, including print ads, public relations, and product campaigns.
• Conduct industry research on regulatory requirements, market strategies, audience development, and trends to support informed decision-making.
• Supervise and develop team members, managing performance, promotions, and HR functions.
• Exercise sound judgment in loan decisions, maintaining expertise in products, client needs, and compliance.
• Build and maintain business relationships and referral networks to identify prospective clients.
• Guide and pre-qualify potential clients, ensuring accurate application details and advising on loan options.
• Collect and verify financial documentation, ensuring compliance with all loan terms and guidelines.
• Secure loan terms, communicate with clients, and review closing documents for accuracy.
• Stay current with underwriting guidelines, market trends, and emerging loan products.
• Lead recruitment, onboarding, and training efforts in collaboration with HR.
• Support NOVA’s management and business operations as needed.

Show us your growth with…

• Strong leadership, collaboration, and influencing skills.
• Exceptional client service, organizational abilities, and communication skills.
• In-depth knowledge of federal, state, and local mortgage lending laws and regulations.
• Ability to handle confidential and proprietary information with discretion.
• Proficiency in Microsoft Word, Excel, Outlook, and mortgage tracking software.
• Responsiveness and commitment to customers and NOVA personnel.

Benefits Offered...

NOVA benefits to full-time employees include Employee Discount, Paid Time off, Health/Dental/Vision/Life/Disability Insurance, 401(k) with an employer match, Health Savings Account with employer contribution, and an Employee Assistance Program.

NOVA® Home Loans Loan Officers earn between $35,568 - $200,000 annually. Our top performing Loan Officers average over $665K annually.

NOVA® is an equal opportunity employer, substance-free workplace, and complies with the Americans with Disability Act regulations as applicable.

All applicants are considered for all positions without regard to race, religion, color, sex, gender, sexual orientation, pregnancy, age, national origin, ancestry, physical/mental disability, medical condition, military/veteran status, genetic information, marital status, ethnicity, alienage, or any other protected classification, in accordance with applicable federal, state, and local laws. Equal access to programs, services, and employment is available to all qualified persons. Those applicants requiring accommodation to complete the application and/or interview process should contact the Human Resources department at NOVA® Home Loans.

Qualifications

Salary : $35,568 - $200,000