What are the responsibilities and job description for the Credit Analyst position at Novus Mortgage?
Responsibilities:
- Evaluate loan applications and determine the creditworthiness of applicants
- Collect and analyze financial information to assess the risk of lending
- Advise clients on loan options and recommend the most suitable products
- Guide clients through the loan application process and ensure all necessary documentation is completed accurately
- Build and maintain relationships with clients, real estate agents, and other professionals in the industry
- Stay up-to-date with lending guidelines, regulations, and market trends
- Collaborate with underwriters, processors, and other team members to facilitate a smooth loan process
Requirements:
- Previous experience in financial services or financial sales preferred
- Strong customer service skills with the ability to build rapport and trust with clients
- Excellent negotiation skills to secure favorable loan terms for clients
- Proficient in math, including basic math calculations and financial analysis
- Sales-oriented mindset with a proven track record of meeting or exceeding targets
- Familiarity with accounting software and mortgage servicing systems is a plus
- Knowledge of FNMA (Fannie Mae) guidelines and regulations
Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization. If you are a loan processor feel free to inquire
Job Type: Full-time
Pay: $65,000.00 - $90,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: In person
Salary : $65,000 - $90,000
