What are the responsibilities and job description for the Credit Products Officer position at Now Hiring You, LLC?
A leading national bank headquartered in Miami Lakes, Florida is seeking a skilled Credit Products Officer to specialize in Corporate and / or Industrial loan requests to join their team. With recent accolades like America's Most Trusted Companies and America's Greatest Workplaces, they operate with an entrepreneurial spirit, emphasizing collaboration, talent development, and bold decision-making. The organization is consistently recognized for fostering an inclusive and dynamic workplace.
Position Overview :
As a Credit Products Officer II (C&I Specialty) , you will focus on Corporate and Industrial (C&I) loan requests, delivering comprehensive credit analyses to meet customer expectations and regulatory standards. You will play a pivotal role in underwriting, risk management, and portfolio maintenance, ensuring that the bank is protected while supporting Relationship Managers in managing credit portfolios.
Key Responsibilities :
- Pre-screen credit requests, confirming risk ratings and preparing financial spreads.
- Underwrite credit requests by analyzing borrower and guarantor financials, reviewing corporate financial statements, tax returns, and third-party reports.
- Collaborate with Relationship Managers on structuring credit requests and mitigating risks.
- Draft and deliver comprehensive Credit Approval Memoranda and manage the approval process.
- Maintain and monitor assigned credit portfolios, managing financial reviews, covenant compliance, and property inspections.
- Identify cross-sale opportunities and conduct research to identify industry trends.
- Ensure compliance with federal and state banking regulations, including anti-money laundering requirements.
Qualifications :
Preferred Skills :
Why Us?
Now Hiring You has been a premiere executive search firm in the South Florida region for over 20 years with a particular niche in Financial & Accounting recruitment. At our client's institution, you'll thrive in a culture that values professional growth, diversity, and inclusion. With an average employee tenure of over eight years, the organization invests in its people through career coaching, educational reimbursement, and extensive training programs. The hybrid work environment offers a balance between in-office collaboration and remote flexibility for designated roles, ensuring a supportive work-life balance
We are an Equal Opportunity Employer. We encourage all qualified individuals, regardless of race, color, gender, religion, national origin, age, disability, or any other protected classification, to apply!
