What are the responsibilities and job description for the Indirect Loan Processor / Funder 2 position at Nuvision Federal Credit Union?
Under the supervision of the AVP Indirect Lending, performs all duties associated with processing Indirect Consumer loans. Monitors Dealer track, RouteOne and CUDL, Indirect applications. Reviews loan packages and determines steps necessary to complete processing and funding in an accurate and timely manner. Adds value to the organization by assisting with the process which adds assets to the Credit Union’s portfolio. Works directly with the Auto Dealers and members. Assists with training less experienced team members on lending products and processes and provides technical guidance.
Responsibilities:
- Performs duties related to processing and funding of indirect consumer lending products
- Reviews documentation to ensure it corresponds with loan application; confirms accuracy of member information, conducts a comprehensive review of income verification, loads data in Loan Origination System, and funds in accordance with loan officer’s instructions/stipulations. Work directly with Indirect Auto dealers to communicate loan stipulations and funding’s.
- Accepts incoming calls from vendors, dealerships and external and internal members. Answers questions and provides information related to loan processing and loan funding
- Indirect loans, reviews completed Indirect Funding Form and Checklist to confirm completion in accordance with credit union standards. Sends completed package to Records/File Room after funding is completed
- Completes telephone interview/verification of indirect applicants and collateral along with verification of physical damage insurance coverage for the financed vehicle
- Adheres to all auditing procedures designed to document the lending process and provide the proper checks and balances
- Assists with training on lending products and processes and provides technical guidance
- Supports and participates in continuous improvement activities
- Represents the Credit Union in a positive and professional manner
- Other related duties as assigned
- Maintains member and other sensitive information with confidentiality
- Treats co-workers and members with respect
Qualifications:
- Minimum two years indirect lending experience
- Consumer loan processing and or funding experience
- A comprehensive knowledge of all consumer lending products, documentation, policies and procedures, services and delivery methods
- Working knowledge of NCUA lending regulations, and consumer lending and collections concepts and practices
- Must be able to communicate effectively with members, management, team members and external third-parties
- Ability to interface with people in a positive manner with empathy, courtesy and tact. Strong interpersonal and consulting skills
- Able to handle difficult calls
- Team oriented and the ability to work collaboratively
- Ability to analyze and solve problems relative to member service needs
- Must be able to coordinate, manage and guide multiple priorities simultaneously and effectively through to completion
- Ability to utilize calculator with accuracy
- Proficiency in the operations of a PC and Microsoft Office applications such as Outlook, Word and Excel
Education: High School or Equivalent
Website: nuvisionfederal.com/careers
Benefits:
- Medical
- Dental
- Vision
- Life Insurance
- Flexible Spending Account
- 401(k) Matching
- Paid Time Off
- Training Provided
- Tuition Reimbursement
Covid-19 Precaution(s):
- Remote Interview Process (some positions vary)
- In-Person Interview required for Front-Line Positions
- Social Distancing and Mask Guidelines in place
