What are the responsibilities and job description for the Mortgage Operations - Sr. Mortgage Loan Processor - Remote position at Nuvision Federal Credit Union?
Processes and works directly with loan originators, underwriters, and various vendors; and members to close Mortgage loans. Other duties as assigned and helping with special projects on an on-going basic. Conversion projects and HMDA reporting.
Responsibilities
Benefits
Responsibilities
- Once the file is received from the underwriter, assists in the review of files closely to ensure all correct documents and services are ordered in a timely manner to expedite closing; inputs data, and prepares document packages.
- Analyses and reviews all title searches, payoffs, and signs off on all conditions, etc. for preparing mortgage loan file for closing.
- Works closely with the escrow and title companies to ensure accurate and timely closing.
- Contact member directly as needed for follow up documentation; cross sales other Credit Union products and services to members as needed.
- Prepares all final figures, data, and requirements for final documents as needed based on lock commitments, work with escrow companies, loan originators and members for closing.
- Contacts notaries as needed.
- Processes HELOC/2nd Mortgage loan products- using Encompass database to fund and export data to DNA; verifying all documentation and underwriting guidelines to ensure Credit Union’s lien position.
- Assists in training team members on reviewing of conditions, new guidelines, document preparation, etc.
- Assists in the review of HMDA reporting
- Assists in the review of the quarterly HMDA Lar
- Ability to write procedures for new processes as needed and directed.
- Provides training to others in the organization.
- Trains and assists other members of the department based on the overall knowledge and experience of consumer loans, back office functions, and general account correction.
- Represents the Credit Union in a positive and professional manner.
- Mystery shops and Cross selling
- Maintains member and other sensitive information with confidentiality.
- Continues to assist in company wide testing for new products, conversion, maintenance and mergers.
- Supports and participates in continuous improvement activities.
- Represents the Credit Union in a positive and professional manner.
- Maintains member, team members and other sensitive information with confidentiality.
- Treats co-workers and members with respect.
- Supports member relations and events that promotes member centric experiences.
- Other related duties as assigned.
- Three years Mortgage loan processing experience
- Working knowledge of NCUA lending regulations, and mortgage lending and collections concepts and practices.
- Knowledge of FNMA/FHLMC underwriting guidelines.
- Working knowledge of Mortgage / Consumer processing systems
- Must be able to communicate effectively with members, management, team members and external third-parties.
- Ability to interface with people in a positive manner with empathy, courtesy and tact.
- Good interpersonal and consulting skills.
- Team oriented and the ability to work collaboratively
- Ability to analyze and solve problems relative to member service needs
- Must be able to coordinate, manage and guide multiple priorities simultaneously and effectively through to completion.
- Proficient with PC and Microsoft applications (Outlook, Word and Excel).
- High School Diploma
- Alaska: $24.57 - $36.86
- Arizona: $21.59 - $32.39
- Florida: $20.56 - $30.85
- Nevada: $22.11 - $33.16
- Southern California: $23.65 - $35.47
- Texas: $20.77 - $33.16
- Washington: $25.19 - $37.79
- Wyoming: $20.87 - $31.31
Benefits
- Medical
- Dental
- Vision
- Life Insurance
- Flexible Spending Account
- 401(k) Matching
- Paid Time Off
- Training Provided
- Tuition Reimbursement
Salary : $21 - $31
