What are the responsibilities and job description for the Mortgage Loan Officer with Unlimited Earning Potential! position at O. C. Credit Union?
Mortgage Loan Officer with Unlimited Earning Potential!
At Orange County's Credit Union, we are a financial institution dedicated to serving our community. With over 85 years of experience, more than $2.5 billion in assets, and a membership exceeding 140,000, we take pride in our workplace excellence. We have been recognized with the Peter Barron Stark award for high employee satisfaction.
We are seeking a Mortgage Loan Officer with experience in outside sales and lead generation to contribute to our home loan growth. This role is ideal for professionals who excel in building relationships and identifying mortgage loan opportunities.
Key Responsibilities:
- Lead Generation & Sales – Identify and develop mortgage loan opportunities through networking with real estate professionals, businesses, and other referral sources.
- Customer Guidance – Assist homebuyers throughout the mortgage process, providing expertise and support.
- Performance-Based Compensation – This commission-driven role offers the opportunity to maximize earnings based on results.
Qualifications:
- Sales & Industry Experience – At least two (2) years of experience in self-generating home financing leads with a successful track record in loan origination.
- Networking & Relationship Building – Strong ability to develop and maintain relationships with real estate agents, businesses, and referral sources.
- Regulatory Knowledge & Compliance – Registered with the NMLS as a Mortgage Loan Officer, with understanding of mortgage lending laws, Fannie Mae/Freddie Mac guidelines, and loan origination/automated underwriting systems.
- Professional Integrity – Willingness to undergo thorough background and credit check.
What We Offer:
- Earnings Potential – A monthly commission-based tier structure with no cap on income. First mortgage originations only.
- Base Pay & Profit Sharing – Base pay aligns with California’s minimum wage ($16.50/hour), along with a discretionary annual profit-sharing bonus.
- Streamlined Loan Processing – A dedicated in-house mortgage team, including underwriters, processors, closers, and post-closers, ensuring efficiency.
- Marketing Support – Professional, personalized marketing materials provided.
- Advanced Technology – Company-provided laptop and industry-leading mortgage tools for efficiency.
- Comprehensive Benefits (Effective Day One) – Health coverage through Anthem, Delta Dental, VSP, and Unum products.
- Financial Security & Retirement Planning – Life insurance at no cost and a 401(k) plan with up to 8% employer contribution.
- Work-Life Balance – 13 vacation days, 7 sick days, and paid holidays annually.
If you are looking for a performance-driven role with unlimited potential, apply today to become part of our team!
Salary : $17
