Director of Mortgage Lending

Overview

The Director of Mortgage Lending position serves as a pillar and foundation of the entire mortgage loan processing division for Omaha 100. This position provides strategic implementation and hands-on training and overview of all aspects of the loan process; from acquisition to closing. The Director of Mortgage Lending is a high-profile position with the responsibility of providing the mortgage lending team and community stakeholders guidance on nonprofit CDFI compliance, grant management and industry standards.

Responsibilities

• Administering program in accordance with the organization's mission, regulatory guidelines, and funding sources requirements. Reviews operations regularly to ensure compliance and submits required substantiation.
• Training, developing, and evaluating paid and/or volunteer staff according to established policies and program requirements.
• Reviewing mortgage loan applications. Review all conventional loan files, including second mortgage products, submitted to the loan committee.
• Providing oversight and direct support when needed of the mortgage loan process, from intake to closing.
• Coordinates program services and referrals with other community entities.
• Fostering the development and maintenance of good working relationships with clients, other agencies, and coworkers.
• Reacting to change productively and handling other essential tasks as needed.
• Providing support to the direct program staff and administration staff on all aspects of the program activities.
• Coordinates and conducts the loan committee meetings, providing oversight to the program staff for the application files and DPA programs.
• Supporting the CEO/DOO with applications for grant funding.
• Being a thought partner with the CEO/DOO in developing and implementing efficient policies & procedures for the mortgage loan application process and homeownership program.
• Supporting CEO/DOO in regular review of and improvements to mortgage department standard operating procedures.
• Creating and maintaining reports for the Loan Pool, State of Nebraska, HMDA Report, Total Loan Production Report, Program Summary Report, Statistical Data Report, and other reports as needed.
• Coordinating all activities pertaining to pre-foreclosure activities; working with Foreclosure Prevention counselors and First National Bank of Omaha.
• Coordinating and providing oversights of all the new construction, home renovations and/or rehabilitation activities as it relates to mortgage lending.
• Public speaking to promote the Mortgage Lending Program and the Consortium of Lenders
• Working with the program partners and providing oversight to the program staff or compliance of regulations and guidelines.
• Supporting the CEO/DOO with development of annual plan and budget to establish program goals and ensure sound fiscal practices. Establishing control and regular review of program budget.
• Other duties as assigned

Physical Duties & Responsibilities

This role is both an office and external facing position that will require light travel within the community. Frequent walking, talking, sitting, and standing is required. This position also requires occasional lifting up to 10 pounds when carrying necessary office materials.

Qualifications

• Demonstrates a strong commitment to O100’s core values: Integrity, Innovation, Authenticity, Collaboration, and Ownership.
• Exceptional written and verbal communication skills, with the ability to engage diverse stakeholders, including clients, community partners, and funders.
• Deep knowledge of and passion for expanding access to affordable housing, particularly in historically underserved communities.
• Proven experience in staff leadership and management, fostering a positive and mission-driven team culture.
• 5–7 years of experience in mortgage lending, loan processing, underwriting, and nonprofit/CDFI lending practices.
• Expertise in Encompass Mortgage Software or similar loan origination systems.
• Experience leading change management initiatives, including the design and implementation of new processes, policies, and procedures.
• Strong analytical and technical skills, with proficiency in the latest Microsoft Windows applications (Excel, Word, PowerPoint, Outlook, etc.).
• Ability to successfully manage multiple lending programs, ensuring operational efficiency, compliance, and impact.
• Demonstrated ability to thrive in a fast-paced, evolving environment, balancing multiple priorities effectively.
• Strong strategic thinking and problem-solving skills, with the foresight to anticipate challenges and implement proactive solutions.
• Extensive knowledge of program services guidelines and regulatory compliance (e.g., HUD, Fair Housing Act, etc.)

Education, Certifications & Licenses

• Secondary education or equivalent experience in one or more of the following areas: education, human services, social work, law, urban development, communications, public administration, business or related field.

Valid driver’s license and reliable transportation will be required and necessary for out-of-office meetings and speaking engagements

Equal Opportunity Employer

Omaha 100 is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship. Omaha 100 makes hiring decisions based solely on qualifications, merit, and business needs at the time.

Job Type: Full-time

Pay: $65,000.00 - $75,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday