Commercial Loan Administrator III

Description

We have been voted one of the best companies to work for 4 years in a row, because we have developed a fun and inclusive culture that is at the forefront of how we operate. We only hire the best and most passionate talent and are proud to promote employees from within.

One Florida Bank was founded on the belief that when we work together, our goals are One. As a Florida-based bank, we are firmly rooted in our local communities, because building relationships one-on-one is the way business gets done. We are committed to knowing you personally, understanding your needs and goals, and providing the products and services that will support you along the way.

The Commercial Loan Administrator III will perform a variety of duties in support of Commercial Banking Group associated with the origination of loans through post-closing and ongoing servicing of existing loans. Provide prompt and professional service to internal and external customers.

Essential Duties

• Prepare loan package for closing: due diligence, CIP/BSA, flood, insurance, etc.
• Coordinate loan document preparation and closings with client, lender, paralender, attorney, and title agents.
• Manage all daily loan needs for clients: draws, pay downs, checks, wires and questions.
• Manage all loan maintenance issues.
• Other duties as assigned.
  
  

Requirements

ROLES AND RESPONSIBILITIES

• Review loan documents prepared In-house or by legal counsel.
• Coordinate and attend closings as necessary.
• Fund initial disbursements via checks, deposits, wires, appropriate general ledger entries.
• Prepare closed loan documents for booking and imaging & send copies to clients
• Address dally loan needs for clients: draws, pay downs, checks, wires and questions.
• Assist lenders with past dues, maturing loans, clearing financial exceptions, post-closing issues and correspondence.
• Annually, or as often as needed, obtain updated Insurance to support outstanding loans.
• Complete and retain all compliance-related documents especially as related to flood, RESPA, HMDA, Regulation B and Regulation Z.
• Prepare various reports as requested for distribution.
• Maintain privacy and security of customer information.
• Other related duties as assigned.
  
  

Supervisory Responsibilities

• None.
  
  

CERTIFICATES, LICENSES, REGISTRATIONS

• Notary
  
  

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience

• High school diploma or equivalent.
• Minimum four years in the lending function or comparable documentation experience.
• Knowledge of BSA/AML/CIP and OFAC policies, procedures and regulations.
• Working regulatory knowledge should include privacy, safeguarding customer information, Regulation B - Equal Credit Opportunity Act, Regulation Z - Truth in Lending, CRA, HMDA and flood regulations.
  
  

Language And Interpersonal Skills

• Good client service and communication skills
• Ability to effectively respond to questions managers, clients, and the general public
• Effective interpersonal relationships with management and team members
• Ability to maintain a professional demeanor in a high-pressure environment
• Ability to operate in a team environment to accomplish shared goals
• Strong attention to detail, ability to multi-task and manage time
  
  

Mathematical Skills

• Ability to work with basic mathematical concepts
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations
  
  

Reasoning Ability

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form

Computer And Office Equipment Skills

• Spreadsheet software (Microsoft Excel)
• Word processing software (Microsoft Word)
• Other Microsoft Office applications (Outlook)
• Copier/Scanner
  
  

One Florida Bank supports a diverse workforce and is proud to have an engaged and inclusive culture that promotes equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. One Florida Bank conducts pre-employment background screening, credit checks and drug testing.

Should you have a disability and need assistance with the application process, please request a reasonable accommodation by contacting the HR Department.

What about the benefits?

We recognize all Federal holidays every year and we offer highly competitive benefits such as:

• 100% employer paid Medical, Vision, Dental, STD, LTD and group life insurance for the employee only cost
• 401(k) Safe Harbor Match
• Paid vacation and sick time plus 1 floating holiday
• Paid volunteer hours
• Wellness Program
• Shared leave program
• Paid Paternity Leave
• Tuition Assistance Program
• Pet Insurance
• Team Building activities