What are the responsibilities and job description for the CREDIT ANALYST position at Oxford Bank?
Job Summary
Oxford Bank has created a unique approach to the loan process for our Business Banking clients. Business Credit team members play a significant role in our business banking process. We work in tandem with our relationship managers and are responsible for delivering the very best in client experience throughout loan collection, underwriting, closing and servicing.
We have built and work in a parallel processing system, within which all team members build relationships with our clients. This engagement highlights the impact and importance of our work as partners within our organization. Oxford Bank knows that this team is a competitive advantage that we offer our clients, and we believe this is a competitive advantage when recruiting team members.
Our Associate's focus will be to support our Underwriting team in driving the loan approval process. Additionally, through your work as a Credit Analyst, you will have the opportunity to experience other aspects of project management, loan documentation, portfolio management, and sales.
Primary Responsibilities
- Interacting with underwriting team in analyzing client financial data
- Creating spreads using Oxford Bank's spreading software based on financial information provided by clients
- Managing underwriting process from start to finish for commercial loans under $500,000
- Performing annual reviews of commercial loans by analyzing financial information obtained from clients
- Supporting portfolio management projects
- Including tracking and updating client information and loan covenants
- Supporting projects within Business Credit
Responsibilities of all Business Credit Team Members
Qualification and Skills
Education and Experience
Additional Information
Department : Business Credit
Classification : Exempt
Oxford Bank is an equal opportunity employer and is committed to providing equal employment opportunities and an environment free of discrimination and harassment. All employment decisions at Oxford Bank are made without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, veteran or disability status.
Salary : $500,000
