Loan Officer

Overview

Job description

Join the dynamic Clear to Close team at PRMG as a Residential Loan Originator! We are seeking ambitious individuals eager to start or advance their careers in the mortgage industry. As a Loan Originator, you will be responsible for guiding clients through the mortgage process, building strong relationships, and providing exceptional customer service. We value self-motivated leaders who are hungry for success, regardless of experience. If you’re ready to take your career to the next level and make a significant impact, we want to hear from you!

OverviewThe ideal candidate needs to be willing to get uncomfortable making phone calls and setting themselves up with quality appointments with referral partners.

Duties:- Generate mortgage loan business by developing relationships with real estate professionals, builders, and other referral sources.- Conduct interviews with prospective borrowers to analyze financial and credit data, determine financing objectives, and advise on product options.- Guide clients through the loan application process and ensure all necessary documentation is collected.- Review loan applications to ensure completeness, accuracy, and compliance with regulations.- Communicate loan status to all interested parties and provide timely updates throughout the process.

Requirements: Everything else we can coach up and level up

- You have to be helpful

- You have to be interesting

-You have to be kind

- NMLS Licensing

- Ability to work in a fast-paced environment while maintaining attention to detail.

Job Type: Full-time

Pay: $1.00 - $500,000.00 per year

Benefits:

• Dental insurance
• Flexible schedule
• Health insurance

Compensation Package:

• Bonus opportunities
• Commission only

Application Question(s):

• Are you comfortable making phone calls and introducing yourself?
• Are you able to push yourself to work when no one is looking?

Experience:

• Sales: 1 year (Preferred)

Location:

• New Jersey (Required)

Work Location: Remote

Responsibilities

Essential Job Functions:

• Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
• Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
• Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.

Responsibilities:

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment in good standing.

Qualifications

• Must have applicable state licensing. 
• Two to five years’ experience are preferred. 
• Must also meet one of the following 3 options:
• Actively funding more than 2 loans/month, or
• Xinnix Training completion for Loan Origination required, or
• Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills:

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.

Travel:

• May be required.

Min

Max

Salary : $1,000 - $500,000