What are the responsibilities and job description for the Mortgage Lender position at Park National Bank?
RESPONSIBILITIES #Ll-Hybrid
- Originate portfolio loans, government loans, HELOCs (Home Equity Line of Credit), and fixed rate loans which are sold in secondary market
- Responsible for origination volume as outlined in the profit plan
- Perform a variety of tasks directed at generating new business and servicing the needs of existing customers
- Originate profitable and high quality loan business from new and existing customers
- Comply with lending procedures, policies, and regulations
- Participate in Builder and Realtor activities as a source of soliciting and maintaining existing and new customers
- Perform pre-underwriting on loan files to comply with Freddie Mac guidelines, Mortgage Insurance guidelines or specific product requirements and bank specific details
- Work closely with Loan Assistants (if applicable), Lenders, and customers with underwriting, collecting documentation and preparing disclosures
- Establish and maintain effective, professional business relationships with internal and external customers
- Ensure established policies, procedures and compliance requirements are followed
- Develop business and actively cross sell bank products and services
- Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
- Deliver a consistent, high level of service within our Serving More standards
- Other duties as assigned
COMPETENCIES
- Interpersonal/Customer Service Skills
- Written and Verbal Communication
- Ability to understand and follow directions
- Adaptable to change
- Basic Computer Skills
- Organizational Skills/Detail Oriented
- Analytical Thinking
- Technical Expertise
- Ability to influence others
- Ability to build collaborative relationships
EDUCATION - CERTIFICATIONS - WORK EXPERIENCE
High School diploma or equivalent required
2 years retail banking/lending or mortgage underwriting field preferred
NMLS required
SCHEDULE
This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Responsibilities extend beyond traditional office hours; seven days a week and evening hours are at times required. Associates will respond to internal and external stakeholders as needed to successfully progress the loan to closing. Frequent overtime may be required during peak hours.
A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information.
