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Senior Product Management, Payments Platform

PayPal, Inc.
San Jose, CA Full Time
POSTED ON 3/19/2025
AVAILABLE BEFORE 4/18/2025

The Company

If the following job requirements and experience match your skills, please ensure you apply promptly.

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary :

PayPal is committed to building and scaling the next generation of payment integration technologies for merchants, consumers and developers globally. This team is part of the CTO’s organization and designing future-forward technologies and experiences to enable global commerce. Platform technologies built by this team will be instrumental in helping drive PayPal’s global reach through best-in-class technology solutions.

Meet the team

We are seeking a strategic and technically skilled Senior Product Manager, Payments Platforms to lead the development and optimization of scalable payments platforms. The ideal candidate will have a deep understanding of the payments ecosystem, experience working with cross-functional teams, and the ability to address diverse payments needs across geographies. Your expertise in payments orchestration technologies and regional payment variations will be instrumental in creating innovative solutions that meet the evolving demands of global customers.

Your way to impact

As a Senior Product Manager, you will define the roadmap for payments platform capabilities, collaborate with engineering and business teams, and deliver solutions that drive adoption, enhance user experiences, and ensure reliability at scale. This is an opportunity to work on cutting-edge payment technologies and shape the future of payments infrastructure.

Your day-to-day

Payments platform strategy :

  • Develop and execute a product roadmap for payments platforms, addressing global payment needs and ensuring seamless integration with internal and external systems.
  • Build platforms to adopt local and alternative payment solutions, card networks, and banking payment methods. Familiarity with emerging technologies and open-source standards is advantageous.
  • Build payments orchestration platforms, tokenization capabilities, and backend systems. Ability to collaborate effectively with engineering teams to deliver technical solutions.
  • Design solutions that address regional variations in payments needs, regulatory requirements, and cultural preferences.

Drive cross-functional partnerships to platform solutions :

  • Partner with engineering, design, data, and business teams to deliver high-quality, scalable solutions that align with organizational objectives and customer needs.
  • Leverage analytics and market research to identify opportunities, measure performance, and optimize platform capabilities for better efficiency and reliability.
  • Scale payment solutions using voice of customer :

  • Stay ahead of industry trends to incorporate emerging payment options, such as digital wallets, real-time payments, and cryptocurrency, into platform capabilities.
  • Articulate complex technical concepts clearly and effectively to diverse audiences, including technical and non-technical stakeholders.
  • What you need to bring

  • 8 years of product and platform experience, within the payments or financial technology sectors, with a proven track record of launching and scaling products that deliver quantifiable value to customers (consumers and / or merchants).
  • Understanding about global payments network using cards, ACH, bank transfers, real-time payments, alternative payment methods, payment gateways, tokenization, risk and fraud management is key.
  • Strong knowledge of regulatory requirements such as PCI-DSS, GDPR, PSD2, and AML / KYC standards. Experience implementing encryption and tokenization solutions.
  • Ability to collaborate effectively with engineering teams to build and enhance payment solutions. Experience with APIs, payment gateways, and backend systems is crucial.
  • Bachelor’s in computer science or a related technical field is preferred.
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