What are the responsibilities and job description for the Underwriter position at People's Trust Insurance?
As an Underwriter, you will be responsible for evaluating new business applications, ensuring eligibility based on company guidelines, and review renewal policies to maintain a profitable book of business. You will have the opportunity to work with agents, analyze inspection reports, assess risk, and determine an appropriate course of action.
Essential Duties and Responsibilities:
- Work independently to analyze and evaluate new and renewal business for proper risk selection and policy eligibility, while ensuring timely processing.
- Ability to assess information from a variety of sources and make sound underwriting decisions to reduce unnecessary exposure.
- Proficiency in reviewing required policy documentation for accuracy and acceptability.
- Proactively resolve issues with strong skills in problem-solving and resourcefulness.
- Assist and advise agents regarding a variety of underwriting questions pertaining to new business submissions, inspections, policyholder communications, and required documents.
- May handle special projects and perform other duties and responsibilities as assigned.
Qualifications and Skills:
The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
- A minimum of a high school graduate or GED is required; a Bachelor's or Associate's Degree is preferred.
- Two years minimum experience in Property & Casualty insurance or relevant experience or equivalent combination of education and experience.
- Must possess a 4-40 Customer Service Representative, 2-20 General Lines, or 20-44 Resident Personal Lines License. Professional certifications and designations are beneficial.
- Proficiency with Microsoft Office programs and online search skills required.
- Desire to contribute to a positive work environment.
- Strong communication skills both verbally and in writing. Ability to interact on a professional level with agents and policyholders.
- Exhibits critical thinking and analytical skills with high attention to detail.
- Resourceful and skilled in working independently to carry out assignments to completion.
- Ability to develop judgement and assess risk.
- Maintains the integrity of the company and provides exceptional, best-in-class customer service.
- Availability to work extended/additional hours during storm season, if necessary
** This is an onsite role in Deerfield Beach, so candidates must be local or open to relocating to sunny South Florida!
