What are the responsibilities and job description for the Loan Doc Prep Specialist position at Peoples Bank Texas?
Summary:
o Responsible for preparing loan documentation for consumer, commercial and agricultural loans. Performs various related duties to ensure accuracy and completeness of loan documents. Requires basic knowledge of the Bank’s credit policies as well as state and federal laws and regulations pertaining to lending.
Job Skills:
Customer Service Skills: Demonstrates professionalism and empathy in customer interactions from both internal and external customers
Adaptability: Has the ability to learn and adapt quickly to new information and technology and can effectively relay those changes to the team
Teamwork: Strives to build strong working relationships with those on their team as well as cross-functional relationships
Flexibility: Capable of handling multiple demands and can readily shift priorities
Influence: Possess the capacity to be aware of, control, and express emotions, and to handle interpersonal relationships judiciously and empathetically
Agility: Able to process information and move quickly through problem resolution
Communication Skills: Comfortable and confident proactively engaging with and in conversation with different audiences
Specific Job Functions:
- Prepare appraisal requests letters, pull flood certificates, order title work and lien searches
- Input data for loan documentation via in-house system or through attorney websites
- Review completed documents for accuracy
- Review legal documentation
- Review closed loan packages
- Review loan documentation requests to verify complete loan package
- Prepare loan documents in-house for new loans and renewals, depending on loan type, complexity and/or amount
- Prepare engagement letters and forward loan packages to attorney to prepare documents for new loans and renewal
- Review insurance documentation to ensure adequacy
- Handle commitment fees and prepare disbursement instructions
- Make sure cases are properly processed through the applicable workflow system
- Maintain production log of all loans processed
- Assist and back-up other doc prep staff as needed
- Participates in community activities to promote the organization
- Represent the bank in a professional manner during and outside of office hours
- Demonstrat flexibility to perform every other duty as assigned
Basic Qualifications:
- Demonstrate ethical character and judgement with attention to respect, commitment, integrity, values and confidential boundaries
- Ability to remain calm and focused in stressful situations
- Must be a self-starter and able to work independently possessing good effective time management skills and ability to organize and prioritize
- Highly reliable with the ability to maintain regular attendance and punctuality
- Sensitivity to confidential information is required
- Superb communication and interpersonal skills
- Must be analytical and have creative thinking
- Must be approachable and present a positive attitude
- Impeccable attention to detail
- Represent the bank in a professional manner during and outside of office hours
Education and Experience:
- Bachelor’s Degree in related field or equivalent work experience
- Knowledge of loan documentation a plus
Physical Requirements:
- Prolonged periods of sitting at a desk and working on a computer
- Must be able to lift up to 15 pounds
- Use of hands to make small movements such as typing and picking up small objects
- Visual acuity necessary to prepare or inspect documents or products
Personal Hygiene:
- Position requires candidates to present themselves in a professional manner, with respect to clothing, personal hygiene and appearance. These standards commensurate with our organization’s practices of appropriate business conduct and professionalism.
Other Duties:
o This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Schedule:
- Monday to Friday
Work Location: In person
