What are the responsibilities and job description for the Risk Management Specialist position at Phyton Talent Advisors?
Phyton Talent Advisors
We are seeking a seasoned underwriter to lead our mortgage operations team. The ideal candidate will have extensive experience in risk management and loan underwriting, with a proven track record of success.
About the Role:
- The Risk Management Specialist will be responsible for overseeing the underwriting process, ensuring that all loans meet our company's risk tolerance and regulatory requirements.
- This leader will also develop and maintain standardized underwriting procedures to ensure consistency and efficiency across the team.
- The successful candidate will have excellent analytical and problem-solving skills, with the ability to assess credit risk effectively while balancing business needs and investor requirements.
- In addition, they will leverage AI and automation tools to improve efficiency and streamline workflows, manage underwriting data and analytics to track trends and improve risk assessment, and collaborate with Sales, Processing, and Capital Markets to align underwriting with investor buy-boxes.
- Key Responsibilities Include:
- Oversee and manage underwriting operations for fix & flip, DSCR, and bridge loans
- Develop and maintain standardized underwriting procedures for consistency and efficiency
- Assess credit risk effectively while balancing business needs and investor requirements
- Leverage AI and automation tools to improve efficiency and streamline workflows
- Manage underwriting data and analytics to track trends and improve risk assessment
- Collaborate with Sales, Processing, and Capital Markets to align underwriting with investor buy-boxes
- Lead, train, and scale the underwriting team, including the India team
- Set clear escalation guidelines to reduce bottlenecks while maintaining strong risk oversight
Ideal Candidate Profile:
- Proven experience underwriting fix & flip, DSCR, and bridge loans
- Strong data and tech skills – comfortable with LOS systems, AI underwriting tools, and reporting dashboards
- Process-driven mindset – can develop and enforce standardized underwriting procedures
- Understands AI-based credit models and where human judgment is required
- Excellent decision-making ability – able to assess risk without over-conditioning deals
- Leadership and training experience – can scale and mentor an underwriting team
- Cross-functional collaboration skills – works closely with Sales, Processing, and Capital Markets
- Ability to scale underwriting operations and ensure efficient knowledge transfer
