What are the responsibilities and job description for the SBA Business Development Officer position at Piedmont Business Capital?
Primary Role of our SBA Loan Officer:
- The SBA Loan Officer develops contacts and leads to generate Small Business Administration (SBA) 504 loans. The main product line provides financing through the SBA program for the owner occupied commercial real estate.
- Builds, develops and maintains specialty finance lending relationships with new and existing clients.
- Consults with clients and prospects to undertand current busienss practices, identifying their financial needs and goals.
- Developes and promotes Piedmont Business Capital loan products and services.
- Contributes to the growth of of the loan protfolio by originating application for SBA loans.
- Collect, analyze, and discusses credit and financial data.
- Responsible for all aspects of the loan process, including closing.
- Actively refers clients to community lending programs at local banks.
- Represents Piedmont Business Capital at various civic and commuity functions to enhance our reputation as a community lender and create business opportunities.
Preferred Skills/Experience
- Experience in business development
- Problem-solving and analytical skills
- Working knowledge of credit and credit related policy and procedure.
- Working knowledge of SBA 504 lending products and services.
- Ability to work effectively individaully or within group settings.
Qualifications
- Bachelor degree and/or equivalent work experience.
- 5 years experience of commercial credit and/or relationship banking in the financial sector.
- Strong computer proficiency: Word, Excel, Outlook, databases, CRMs.
- Excellent communication skills, both verbal and written.
- Nonprofit experience is a plus, but not required.
- Ability to prioritize competing requests and to meet deadlines.
- Demonstrated experience in maintaining a high level of attention to detail and accuracy.
* Salary is negotiable.
Job Type: Full-time
Benefits:
- 401(k) matching
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
Work Location: In person