What are the responsibilities and job description for the Loan Review Analyst position at PlainsCapital Bank?
Job Description
Benefit highlights: 11 Paid Holidays, 15 days of PTO, 401k Matching, Health Benefits, and more!
The Loan Review Analyst I performs regular loan portfolio reviews on commercial, real estate and subsidiary portfolios to identify any potential credit weaknesses and to determine adequacy of the allowance for loan loss. Assesses adequacy and adherence to loan policy and compliances with laws and regulations. Provides senior management and board with reports summarizing credit quality of loans reviewed and other monthly reports.
Responsibilities
About Us
PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.
Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 59 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.
PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.
To learn more, please visit us online at plainscapital.com/about .
Benefit highlights: 11 Paid Holidays, 15 days of PTO, 401k Matching, Health Benefits, and more!
The Loan Review Analyst I performs regular loan portfolio reviews on commercial, real estate and subsidiary portfolios to identify any potential credit weaknesses and to determine adequacy of the allowance for loan loss. Assesses adequacy and adherence to loan policy and compliances with laws and regulations. Provides senior management and board with reports summarizing credit quality of loans reviewed and other monthly reports.
Responsibilities
- Analyzes trends from balance sheets, income statements and cash flow statements to determine financial condition and debt service coverage of borrower relationships.
- Ensures the creditworthiness of the loan portfolio and looks for changes that warrant a review of lending practices and/or adverse asset classification.
- Verifies quality, completeness and accuracy of supporting loan documentation and analysis.
- Conducts written reviews of large commercial and real estate borrower relationships to summarize credit quality based on financial trends; conducts portfolio reviews of interim construction loans and subsidiary portfolio reviews.
- Produces, distributes and maintains various month and quarter end departmental reports.
- Attends loan committee.
- Other duties and projects as assigned.
- Bachelor’s Degree in business or related field required. Strong preference for Finance or Accounting major or concentration.
- Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred.
- Excellent verbal, written and interpersonal communication skills.
- Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
- Ability to create and present sophisticated reports and findings for upper-level management.
- Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
- Must be self-motivated with strong initiative, accountability, and attention to detail.
About Us
PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.
Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 59 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.
PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.
To learn more, please visit us online at plainscapital.com/about .
