Personal Lines Account Manager

Job Description PGI

Position:

Personal Account Manager

Reports To:

Chief Operating Officer, Personal Lines Manager

Essential Functions:

Assists Producers in procuring new business and handles sales and servicing of assigned POWERS personal lines clients and prospects in an accurate and timely manner to exceed client expectations.

Position Summary

Requires committed, energetic and empathetic listener with excellent communication skills, a commitment to serve others, ability to multi-task, problem-solve and who has a desire to achieve and continually learn. Individual must be detail oriented, accurate, organized and efficient. Assists with VIAA New Member mentoring and AccessPlus.

Business Development

· Works with Personal Lines and Producers to determine appropriate coverages, prepare applications and other submission documents, review quotations and prepare proposals on new business as assigned.

· Consults with Producer to market existing assigned accounts, determining appropriate coverages, opportunities.

· Check and document, as needed, carrier alerts.

· Keeps informed of industry developments through review of trade press and by attending company training meetings on new coverages and products.

New Business

· Works with prospect and Producer to compile all information needed to provide quotes for new accounts within 2 days of receiving request.

· Pulls and assembles proper policy forms as needed.

· Selects appropriate carrier (based on product, rates, etc.) within 2 days of receiving request.

· Inputs new applications into system if needed and/or submits to company within 24 hours of binding.

· Prepares proposals for new accounts and reviews with Producer within 2 days, if needed.

· Checks new policies and prepares for delivery to client within 3 days of receipt.

Renewal Business

· Prepares applications, obtains and organizes related documents (MVRs, inspections, etc.) for assigned book of business when needed.

· Conducts ongoing risk management reviews of personal lines files to identify inadequate coverages or limits.

· Prepares proposals for renewals and reviews with Producer within 5 days.

· Solicits expiration dates and additional coverages from existing clients to round out accounts.

· Processes endorsements and cancellations through communication with the insured, company, and producers.

· Checks all policies and endorsements for accuracy and orders corrections, if needed.

· Processes claims, including completion of ACORD forms, and monitors/assists with settlement progress, if needed.

· Prepares all policy invoices correctly and completes by the time the policy is mailed.

· Responds to questions and complaints from insureds within 4 hours; resolves issues ASAP.

· Maintains professional and positive relationship with company underwriters.

Office Efficiency

· Agency objective is to be highly profitable.

· Utilizes and strives to improve the agency management system (Applied TAM Online), its related workflow and interface advances.

· Utilizes, organizes and maintains client, prospect and carrier records, account folders and computer files in accordance with established procedures.

· Performs other responsibilities and duties as assigned.

Knowledge, Skills and Ability Requirements

· 5 years of experience in the insurance field preferred.

· Must be a good communicator with strong verbal skills.

· Competent computer skills, particularly Microsoft Office products including Word, Excel, and Outlook, and the ability to master the agency management system are highly desirable.

· Self-directed, organized, accurate and efficient, able to work with many individuals at various levels.

· Must be able to work with minimal supervision to achieve expected results.

· Detailed, accurate, upseller, creative thinker.

· Missouri Property and Casualty Producer License required.

Disclaimer

The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. All employees must also demonstrate positive personal and interpersonal behavior and attitude with customers and employees in order to ensure a high level of expertise in supervision and general management.

Compliance

The incumbent has the responsibility to acquire and maintain the required knowledge of industry regulations and licenses and those regulations and policies inherent to position requirements.

Job Type: Full-time

Pay: $38,000.00 - $47,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible schedule
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Experience:

• Insurance: 3 years (Required)

Ability to Relocate:

• St. Louis, MO 63139: Relocate before starting work (Required)

Work Location: Hybrid remote in St. Louis, MO 63139

Salary : $38,000 - $47,000