Quality Assurance Auditor (Remote)

Qualifications

• Excellent understanding of all loan types (FHA, VA, Conventional, USDA, etc.) and product offerings.
• Understanding of loan documentation requirements such as income, assets, credit, appraisal/property, title insurance, property insurance and compliance.
• Ability to perform loan calculations including LTV, CLTV, DTI, income, reserves, and residual income.
• Ability to read and understand tax returns including self-employed tax returns.
• Ability to read and analyze loan applications, automated underwriting findings, credit reports, verification of income and assets, all property appraisal types, UCDP, CU, compliance reports, fraud/identity verification reports and title reports.
• Understanding of disclosure requirements including TRID, RESPA, TILA, and other federal and state regulations.
• Understanding of final closing documents (notes, trust deeds, transfer deeds, etc.).
• Understanding of underwriting and investor guidelines and policies.
• Understanding of fraud detection and prevention.
• Computer competency including Microsoft office products.
• Ability to interact and communicate verbally and in writing in a clear and concise manner with corporate and branch employees, customers, and investors.
  
  

Preferences

• Min 3-5 years mortgage auditing or underwriting experience.
• Experience with Encompass and ACES a plus.
• Ability to prioritize work tasks and meet deadlines.
• Strong attention to detail and organization skills.
• Ability to handle stressful situations.
• Self-motivation with the ability to complete assigned tasks with minimal supervision.
  
  

Company Conformance Statement

In the performance of assigned tasks and duties all employees are expected to conform to the following:

• Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
• Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
• Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
• Ensure every action and decision is aligned with PRMI values.
• Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
• Realize team synergies through networking and partnerships across PRMI.
• Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
• Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
• Work effectively as a team contributor on all assignments.
• Perform quality work within deadlines.
• Respect client and employee privacy.
  
  

Work Requirements

Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.

Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

I acknowledge that I have read the Job Description and I understand what is expected of me for this position. PRMI reserves the right to change/reassign job duties or combine positions at any time. I also understand that I am at-will employee and that this job description does not constitute a contract of employment.