What are the responsibilities and job description for the Universal Banker/Loan Operations Associate position at Prime Security Bank?
Universal Banker/Loan Operations Associate
Prime Security Bank is seeking a dynamic and motivated individual to join our team in Eagan as a full-time Universal Banker/Loan Operations Associate. In this role, you will assist with opening and closing accounts and actively cross-sell a variety of bank products and services to meet customer needs. Additionally, you will be responsible for preparing loan documents, managing filing systems, and maintaining accurate records. This is an excellent opportunity for someone looking to contribute to both loan operations and customer service in a collaborative, fast-paced environment.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Universal Banker duties:
- Accept retail and/or commercial deposits, loan payments, process checking and savings account withdrawals.
- Balance cash drawer daily and balance vault as directed in accordance with Bank procedures and regulations.
- Prepare Currency Transaction Reports (CTRs)
- Process daily Branch Capture and mobile deposit items.
- Process and verify wire transfers.
- Answer phone inquiries.
- Open, close, and maintain accounts according to Bank procedure and State & FDIC regulations.
- Perform other activities as requested by the Loan Operations Manager and other PSB staff members.
Loan Operations duties:
- Prepare loan documents for retail and commercial loans.
- Input loan information onto the core system
- Manage participation portfolio (process loan payments and advances).
- Complete loan file reviews to ensure compliance.
- Complete file maintenance on loan related accounts
- Process advances, pay downs, and general inquiries from loan clients.
- Manage insurance and financial ticker system.
- Executes collateral perfection.
- Scan and index loan files
- Assist Lenders and Borrowers with requests for information
REQUIREMENTS:
- High School diploma required, and some college preferred.
- One year cash handling experience (Required).
- Banking: 2 years plus (Required)
- 1-2 years: Commercial and Consumer loan documentation (Required).
- Previous experience with Fiserv Precision and Laser Pro a Plus.
- Excellent communication skills.
- Detail oriented and able to meet deadlines.
- Ability to handle multiple tasks and prioritize.
- Strong computer skills: Microsoft Outlook, Excel, Word, Adobe, and PowerPoint
- Must be an effective team player through cooperation, flexibility, and dependability.
OTHER DUTIES:
Please note this job description is not designed to cover or contain a comprehensive listing of duties or responsibilities that are required of the employee for this job. Duties and responsibilities may change at any time without notice.
HOURS:
- Full-time, 40 hours per week.
- Monday through Friday from 8 am to 5 pm.
- No weekends!
- Remote work not optional
Prime Security Bank provides a competitive compensation and benefit package. If you are interested and meet the requirements of this position, please send your cover letter and resume to: Yong Choe at ychoe@primesecurity.com
Prime Security Bank is an Equal Opportunity Employer
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid time off
Schedule:
- Day shift
- Monday to Friday
- No weekends
Experience:
- Cash handling: 1 year (Required)
- Customer service: 1 year (Required)
- Banking: 2 years (Required)
Work Location: In person