What are the responsibilities and job description for the Team Loan Officer position at PrimeLending?
Company Description
Are you currently a Loan Officer who likes to work with BUILDERS? We have a Top Performing Loan Officer in our Melbourne Branch that needs help with all of their referral business!
If you are ready to align yourself with an established leader in the mortgage industry who can help you reach your true potential, look no further. Come home to PrimeLending!
PrimeLending continues to grow by leaps and bounds:
•Ranked #2 in Top 50 Best Companies to Work For by Mortgage Executive Magazine
•Competitive Benefits and 401K match
•Fantastic "One Team-One Purpose" Culture and Core Values
•Ranked Top 6 Mortgage Lender in the Nation for Purchase business 3 years in a row as listed by Marketrac, 2012, 2013 & 2014
•Hilltop Holdings (NYSE: HTH) –Our parent company was recently ranked No. 18 on Forbes’ annual ranking of the 100 largest publicly-traded banks and thrifts.
WHO WE ARE...
• Bank-owned but not bank-run, state chartered which allows our Mortgage Professionals to be exempt from licensing.
• Able to lend in all 50 states, we offer a complete product listing which includes OTC, 12 different Reno Products, we are Direct Fanny, Freddie and Genie.
• We offer an Aggressive Comp. Plan, competitive pricing, quick turn times, decentralized, able to Lock 24/7.
• We offer Award Winning Technology
- Our own proprietary LOS with built-in compliance data checks. - Mobile Apps for business partners & consumers with live time updates.
- Sales Force, our CRM-to achieve one single goal: getting and keeping customers.
- Free Mortgage Coach, used to illustrate mortgage options and investment scenarios for your clients, earning you blazing fast commitments and endless referrals.
- A marketing arm considered “Best in Class”, Why? because it’s personalized & automated, devoted entirely to assuring your customers think of you first, an expert when it comes to mortgage. PrimeLending believes in providing our Mortgage Professionals with all the latest and greatest tools and resources to help take their business to the next level while maintaining a balanced work life.
Job Description
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team’s client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in process customers and branch operations staff.
DUTIES AND RESPONSIBILITES
•Markets and promotes PrimeLending’s financial products; •Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
•Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
•Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
•Collects and analyzes information regarding the customer’s income, assets, investments or debts.
•Schedules appointments with potential customers for the team loan originator(s).
•Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
•Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. •Negotiates terms and conditions of loans with customers.
•Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
•Maintains a professional image and adheres to standards consistent with company policies and procedures.
•Meets customer service standards as outlined by management.
•Other duties as assigned.
Qualifications
•High school diploma or equivalent.
•Appropriate licenses, if State required.
•One to two years of sales or mortgage banking experience preferred.
•Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
•Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
•An ability to quickly assess and process large amounts of information, and must be able to use designated technology.
•Must continue to expand knowledge of issues influencing the industry and the organization. '
•Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume.
•Must be proficient in required origination technology and use of other office equipment.
•Must maintain confidentiality of borrower and/or company information. •Valid driver’s license and current automobile liability insurance.
•Other duties as assigned.
Additional Information
All your information will be kept confidential according to EEO guidelines.
