What are the responsibilities and job description for the Junior Mortgage Loan Officer - Richardson position at PROSPERITY BANK?
How to apply: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers and to find more job opportunities with our company.
*A pre-employment credit check will be run on all qualified applicants.
POSITION SUMMARY:
This role involves successful business development through support provided by the Jr. MLO to an assigned MLO. The Junior Mortgage Loan Officer will fulfill their roles through the following responsibilities.
You will be required to register on (NMLS) National Mortgage Licensing System and Registry.
PRIMARY DUTIES & RESPONSIBILITIES:
- Support the origination, or may originate, high-quality mortgage loans, including Conventional, Jumbo, FHA, USDA, VA, and portfolio loans.
- Managing customer experience through the entire loan process, from origination and analysis to loan closing.
- Assisting the MLO with all origination responsibilities, including focusing on marketing activities and promotional strategies to attract new customers.
- Promoting Prosperity Bank to real estate agents, builders, developers, financial planners, and other referral sources.
- Meeting with potential customers to understand their financial needs and find the best mortgage product to suit those needs.
- All other tasks as assigned by the MLO in which you are assigned.
MINIMUM QUALIFICATIONS (EDUCATION, EXPERIENCE, & SKILLS):
- High School Graduate or equivalent
- Be a licensed Mortgage Originator in Texas, or as required to be compliant with the NMLS.
- Have a thorough understanding of origination process, underwriting criteria, and secondary market guidelines.
- Prior mortgage banking experience preferred
- Be proficient in public speaking and presentation skills.
- Be willing and able to educate borrowers on loan products and process.
The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
Monday - Friday: 8:00 AM - 5:00 PM
