What are the responsibilities and job description for the Remote - Jumbo Underwriter position at Prosperity Home Mortgage, LLC?
Job Summary:
Under the general supervision of the Jumbo Underwriting Production Manager, the Jumbo Underwriter works to ensure the integrity of the customer experience and underwriting protocols. He/she performs duties related to the accuracy and timeliness of underwriting mortgage loan applications and reviewing mortgage loan documentation, with an intense focus on the customer experience, productivity, and loan quality.
Essential Responsibilities:
- Maintain knowledge of all current conventional, USDA, bond, jumbo, FHA, and VA underwriting procedures issued by the company, investors, and government agencies (as applicable for underwriting level).
- Underwrite loans according to company, investor, and agency policies and procedures.
- Perform 2 weighted initial underwrites per day and maintain resubmission SLAs.
- Utilize tools provided by the company to maintain SLAs and ensure all critical dates are met, including but not limited to closing dates, contingency dates, and lock expiration dates.
- Communicate with sales staff, ops staff, and third parties according to company directives.
- Meet or exceed company loan quality standards.
- Ensure compliance with investor/legal guidelines and directives.
Additional Responsibilities:
Other duties as assigned.
Qualifications:
- 5 years residential mortgage underwriting experience
- High school diploma or equivalent
- College degree preferred
- Management/leadership experience preferred
- Strong customer service skills required
- Experience using Encompass preferred
- Must possess strong mathematical and judgment skills
- Must be detail-oriented, organized, and able to meet deadlines
- Must comply with industry-related regulations, requirements, and state/federal laws
- Ability to work independently
- Proficient with Microsoft Office suite
Work Environment
- Extensive telephone usage.
- Extensive oral and written communication required.
- Regular use of computer mouse requires repetitive hand and wrist motion.
- Essential functions must be performed during regularly scheduled business hours.
Note: We are a dynamic organization in a rapidly changing industry. Accordingly, the responsibilities associated with this job will change from time to time in accordance with the Company’s business needs. More specifically, the incumbent may be required to perform additional and/or different responsibilities from those set forth above.
Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and is committed to Diversity, Equity, and Inclusion in the workplace. We prohibit discrimination and harassment of any type based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
