What are the responsibilities and job description for the Financial Services Relationship Specialist position at Provident Bank?
About Us
Provident Bank has been serving individuals, families, and businesses in our local communities for over 180 years. Our commitment to enhancing customer and employee experiences is at the heart of everything we do.
We are committed to creating a socially and culturally diverse employee base and recognize the importance of culture as a critical differentiator for why people choose to work here.
Job Description
This role is responsible for origination, evaluation, and structuring of complex loan requests and transactions. The position requires a comprehensive understanding of lending risks, borrower creditworthiness, and sound credit judgment.
Key Responsibilities:
- Originate and evaluate complex loan requests and transactions
- Assess lending risks and make recommendations on loan structure
- Manage all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality, and delinquency control
- Cross-sell other Bank products and services to customers
Requirements:
- 5-10 years of experience in the financial industry
- Bachelor's degree in Accounting, Finance, or Business Administration
- Comprehensive loan analysis experience
- Strong oral, written, and communication skills
- Proficiency in software programs such as Microsoft Word, Excel, and Argus
