What are the responsibilities and job description for the Mortgage Lending Closer position at Publix Employees Federal Credit Union?
Publix Employees Federal Credit Union (PEFCU) was established over 60 years ago to provide financial services with lifetime value to Publix Super Markets, Inc. employees and their families.
PEFCU Benefits/Perks:
- Medical, Dental and Vision insurance coverage provided at NO cost to you!
- HUGE contributions toward dependent premiums!!
- Generous Paid Time Off program (4 weeks or more in your first year!!!)
- 11 paid holidays per year
- 401(k) retirement plan and profit sharing
- Pay for performance incentive programs
- Time off for giving back to your community!
- Tuition reimbursement
- And much, much more!!!
We are committed to improvement, driven by feedback, and focused on organizational growth. We expect and demonstrate our values (Caring, Inclusive, Transparent, Innovative, and Accountable) every day, creating an environment where all associates can add value and feel valued.
Find your value here as a…
Mortgage Lending Closer
The key purpose of this position is to prepare, generate and finalize closing packages in accordance with all standards, requirements, and regulations.
What you will do…
- Creates loan closing packages, inclusive of closing instructions and necessary documents.
- Coordinates with closing attorneys, title companies, and various internal departments throughout the mortgage process to ensure timely completion.
- Reviews data in loan files or records for accuracy and inputs information into loan origination system.
- Verifies funding amounts, issues funding authorization or wire instruction, and reconciles amounts to various general ledger accounts.
- Verifies that funds have been received, prepares disbursement sheets, and disburses funds as appropriate.
- Receives and reviews post closing loan documentation, ensuring that closing instructions have been appropriately followed.
- Conducts research and makes knowledgeable decisions regarding issues relating to mortgage loan closing.
What you need…
- High School diploma or equivalent.
- Bachelor’s degree in Business or related field, preferred
- 3 years’ of experience in the mortgage lending industry with a thorough knowledge of federal regulations including, but not limited to, TRID, RESPA, HMDA, ECOA, FCRA, FDPA and Reg Z.
- NMLS license or ability to obtain an NMLS license within 30 days of hire
- Ability to work effectively and independently in a high-pressure fast paced environment.
- Have excellent communication skills, both oral and written and must have the ability to handle multiple projects at one time and see them through completion with a sense of urgency.
- Be proficient in MS Word, MS Excel and Outlook, mortgage origination systems.
What’s in it for you…
- Competitive pay
- Pay for performance incentive program
- Employee’s Medical, Dental and Vision insurance coverage provided at NO cost to the employee
- Stellar benefits/perks
- Work/life balance: Monday through Friday approximately 8:00-5:30 pm
Apply now!
