What are the responsibilities and job description for the Mortgage Loan Closer position at Queensborough National Bank and Trust?
General Description
This position will report directly to Mortgage Management Team. The Mortgage Closer is responsible for preparing loan closing packages, communicating with all parties involved in the transaction, and ensuring all paperwork is complete, accurate, and in compliance with legal regulations.
Essential Functions
- Provide closing documents and support to attorneys.
- Ensure all loan documents are related to proper loan type
- Verifies accuracy of residential loan documentation, legal descriptions, and closing documents
- Prepare loan Closing Reports
- Notify Borrower(s) of closing disclosure / review closing disclosure
- Have a basis knowledge of title work and everything related to closing documentation
- Coordinate mortgage loan closing date for customer, attorney and real estate agent
- Reviewing all submitted date and paperwork then preparing closing documents
Key Qualifications:
Education
- High School diploma. Some College preferred.
Experience
- 2 years Mortgage Loan Closing experience preferred
- Basic knowledge of mortgage documents
- Demonstrated experience in an office environment
Personal Characteristics
- Unquestionable ethics, integrity, and values
- High level of energy, passion, and commitment to excellence
- Team player with the ability and willingness to work collaboratively with internal business partners.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets and bend or stand on a stool as necessary.
AAP/EEO Statement
Queensborough National Bank & Trust is an Equal Opportunity Employer. We encourage qualified minority, female, veteran and disabled candidates to apply and be considered for open positions.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Experience
Required- Demonstrated experience in Office environment
- Knowledge of mortgage documents
- 2 year(s): Mortgage closer experience
Education
Required- High School or better
Skills
Preferred- Microsoft Office Suite
- Organization
- Professionalism
Behaviors
Preferred- Team Player: Works well as a member of a group
- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
- Dedicated: Devoted to a task or purpose with loyalty or integrity
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
