What are the responsibilities and job description for the Credit Specialist position at Randstad?
Randstad in partnership with a luxury retail client is seeking a professional who will be responsible for processing credit applications and reviewing referred transactions for credit approval, with a Financial Delegation of Authority up to $100K, from multiple business channels, in compliance with departmental, company and multi-jurisdiction requirements.
Responsibilities:
- Analyze applicants' financial status and review elements of credit profile to decision the approval or denial of credit line ensuring financial risk to the company is mitigated.
- Utilize critical thinking skills to probe for integral information, through questioning or utilizing research tools, to determine optimal credit terms or to detect fraudulent activity.
- Evaluate the status of existing accounts, update the credit profile and validate information as needed to decision the approval or denial of referred transactions.
- Perform due diligence on referred checks to assess potential financial exposure to support decisions to approve or deny self-risking checks.
- Execute and document manual adjustments to prepaid access cards when off-line or system issues occur, ensuring uninterrupted customer service to both external customers and selling organizations.
Qualifications:
- 2-4 years related experience in a credit extension AND high demanding customer service environment
- 4 year degree, preferably finance or business related
- Strong verbal and written communication skills
- Critical thinking, problem solving, and decision making skills
- Work well under pressure and time constraints
- Ability to navigate the Web and Web based applications
- Adaptable to work a flexible schedule
- Capable of telecommuting to meet the department's needs and business requirements
Salary : $30 - $36
