Investment Representative

At Redwood Credit Union we are on a journey to re-imagine the way we do business, and we can’t do it without you - our next great hire.

Since 1950, Redwood Credit Union has been helping people reach their financial goals and dreams with a focus on helping others. As a not-for-profit financial institution, our passion is for helping our Members meet their financial needs, whether it’s through better rates, low or no fees, or expanded services.

That people-first approach holds true for our employees, too. Our work environment is built on service and trust. It's all possible with a leadership team committed to hiring talented people and helping them develop their careers.

Redwood Credit Union is looking for an Investment Representative who will be focused on virtual channels such as the call center, online communications, “house” accounts and other non-in-person channels, serve team members, Member-clients, and Member-prospects by assessing their financial goals, needs, and objectives while providing them with exceptional personalized service and investment products.

ESSENTIAL FUNCTIONS:

• Identify and evaluate Member and team member needs for financial services, assess the objectives and goals of the individual, and develop an investment strategy to implement.

• Proactively market and support all aspects assigned.

• Identify and develop relationships with Wholesalers.

• Keep current on investment products and services offered.

• Identify and refer Members requiring in-person or more complex services to the appropriate Advisors.

• Follow through on the service and sales goals set forth by the Investment Program.

• Provide regular feedback to the branch team members, identified credit union executives and sales managers regarding sales practices and business development initiatives.

• Provide excellent Member service.

• Periodically virtually meets with Members and/or clients to review and update needs ensuring investment objectives and goals are progressing according to plan. Meetings to take place either monthly, quarterly and/or yearly depending on client needs established by Representative.

• Ensure inbound phone calls, orders/transactions, and service that requires licensing is completed.

• Provide basic financial planning for Members virtually, as needed.

• Address and solve business-related challenges as needed.

• Work with Financial Center Managers to identify and leverage cross-sell opportunities.

• Support investment and credit union integration initiatives, e.g., deposit calling efforts, call nights, branch training, etc.

• Support all product and campaign launches.

Represent the firm in relationships with major clients, industry organizations, regulatory bodies, and other key outside parties.

• Must possess basic investment knowledge.
• Ability to follow the rules and regulations set forth by the credit union, FINRA, SEC and the broker/dealer.
• Exceptional service and sales skills, ability to independently utilize judgment, and make sound business decisions.
• Ability to effectively communicate verbally and in writing, with strong presentation skills utilizing video and phone.
• Ability to critically think, analyze situations, and problem solve.
• Ability to distinguish and manage confidential information, materials, and conversations.
• Ability to establish and maintain effective working relationships in a diverse environment.
• Ability to operate a personal computer and software including word processing, email, intra/internet.

• Ability to stand, bend, stoop, sit, walk, twist, and turn.
• Ability to lift up to 25 pounds occasionally.
• Ability to use a computer keyboard and calculator.
• Work environment is indoors; majority of the time is spent sitting at a desk.

• FINRA Series 7 and Series 63 required. Ability to obtain a Series 66 or 65.
• State Life and Health Insurances licenses required.

The ideal candidate has a combination of education and experience equivalent to a bachelor’s degree, plus a minimum of one years’ financial industry experience. Previous experience working in credit union or community bank preferred.

Compensation: Base starting range: $37.00 to $49.00 per hour commensurate with experience.

Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.

Redwood Credit Union offers a robust benefits package to our eligible employees including:

•  Competitive medical, dental, and vision insurance, mental health offerings

•  Employee performance incentive plan

• Salary Advancement– Merit increase based on performance

• 401(k) program with employer match

• Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!

  RCU Discounts and Perks-

•  RCU employees are eligible for a .75% discount off RCU standard collateral auto loans

•  RCU employees are eligible for a 1% discount on all recreational or boat loan products

• 2% discount off Visas and LOC Loans through RCU

• 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.

• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.

• 0% interest on garment, fitness, or home office equipment loan of up to $500

• 100% financing for employee purchased homes!

Why work for Redwood Credit Union?

•   Local financial institution, providing unparalleled service since 1950

• Recognized by Newsweek as one of "America's Best Credit Unions 2024"

• Top 5 Healthiest Credit Union in the USA, rated by Glatt Consulting

•  Voted Best Places to Work in the North Bay 19 years in a row

•   World-class employee engagement scores

•  Rated Superior in Service by more than 90% of Members, surveyed by SF Gate

•   Recognized by Forbes as one of “America’s Best Small Employers 2023"

Internal Team Members

If you are a current Team Member, please apply through the internal careers page located in RCUNET.

                                         We are an Equal Opportunity Employer

Salary : $37 - $49