Appraisal Officer

Overview

The Appraisal Officer serves as a business partner and consultant to the areas assigned to support.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Responsibilities

• Manage an active pipeline of appraisals and evaluations
• Analyze appraisals as to content, USPAP compliance, FIREEA compliance, and credibility of value indications
• Perform written evaluations on real estate
• Maintain and enhance the relationships with the bank’s customers and referral sources
• Participate in setting organizational and departmental goals and expectations where appropriate
• Monitor new developments in appraisal policies and compliance with appropriate regulations and suggest changes in appraisal review policy
• Provide guidance for lending personnel
• Participate in community activities and events
• Perform other related duties as assigned

Qualifications

• High School diploma or equivalent
• Minimum of 4 years of job related experience
• Certified General Real Estate Appraisal License required
• Completion of all necessary continuing education for a Certified General Appraisal license
• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures, and procedure manuals
• Ability to effectively present information and respond to questions from groups of managers, lenders, customers and the general public
• Ability to apply concepts such as discounted cash flow models, direct capitalization, sales comparison, cost approach and proportions to practical situations within the review and evaluation process
• Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form
• Ability to communicate orally and electronically with lenders and others as to the appraisal review and evaluation process
• Knowledge of Federal and State laws and regulations involving real estate appraisals
• Proficient in Microsoft Office suite of products including Outlook, Word and Excel

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment 

The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word “May”.

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties.  Other duties may be assigned as needs arise.  Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.