Assistant Banking Officer

“Republic Bank believes in the development and advancement of our associates.  We offer the opportunity to learn all aspects of the company to prepare for future advancement.  Come join our team for a career, not just a job!“ 

Grade 7

About Republic Bank

Republic Bank’s values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It’s one of the reasons we’ve been named as one of the Best Places to Work in Kentucky for the last nine years! For more information about the company, please visit www.republicbank.com.

POSITION PURPOSE AND OBJECTIVES:
The Assistant Banking Officer is responsible for working with the Market President or one or more Banking Officers and their client base to facilitate their loan requests. This position is also responsible for the handling of the entire process of any loan application through to the closing while following all policy and procedures in a manner that is consistent with the company’s financial objective. In addition, this position will also assist in the daily banking center activities as needed.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

MINIMUM QUALIFICATIONS:
• Sales and customer service skills preferred.
• Minimum 2 years banking experience in processing retail and/or commercial loans required.
• Proficiency in Microsoft Office products and internet applications required.
• NMLS registration may be required*

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:
• Contact and meet with clients to collect the necessary information to process their loan request. May involve taking loan applications, opening new accounts, and retrieving information on file from Docuview.
• Prepare and review with clients any necessary documents at time of loan application, adhering to any Republic compliance standards.
• Assist the Banking Officers facilitate all sales efforts and get the sale of all bank products, helping to follow up on account activation ensuring accounts are active and booked correctly on the system.
• Process loan requests in conjunction with our centralized processing/underwriting area, maintaining contact with our clients and the senior officer who initiated the loan.
• Schedule and coordinate closings with buyers, realtors and closing attorneys and attend real estate closings if necessary. Close consumer loans (HELOC, HEAL, credit cards, unsecured, auto) with our clients.
• Have a thorough understanding of Republic’s loan and deposit products and matrix guidelines.
• Handle client inquiries; help with problem solving, research and customer service.
• Review HUD settlement statements prior to closing and go over with client.
• Work with the Banking Officer to renew all matured loans, as well as looking for other opportunities to cross sell.
• Look for innovative ways to streamline the flow of work and better assist clients.
• Assist Market Sr. Management with preparation of sales reports and local marketing.
• Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
• Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
• Willingly perform all other duties and projects as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED:
• Excellent verbal and written communications skill for effective interactions with clients.
• Detailed oriented with ability to multi-task.
• Must be self-motivated and work in a team environment.
• Requires a high energy level and strong sense of urgency.

PHYSICAL REQUIREMENTS:
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.

OTHER REQUIREMENTS:
• Travel between Republic Banking facilities is required.
• Occasional out-of-town travel is required.
• Flexible work schedule that will include some evenings, weekends, and overtime.
• Stay abreast of new developments, best practices, and statutory and regulatory changes.

*This position is subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations as defined by the SAFE Act must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in corrective counseling up to termination of employment.

**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.