What are the responsibilities and job description for the Disclosure Desk Associate position at Richmond American Homes?
Overview
BREAK GROUND ON A REWARDING CAREER WITH US!
At MDC Holdings, Inc./Richmond American Homes, we encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. We’re proud to be one of the most established homebuilders in the industry, with over 45 years of experience and 250,000 homes to our credit.
We also take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60 year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable.
Position Summary
We are seeking a qualified Disclosure Desk Associate to join our team. In this role you will ensure that TRID disclosures are prepared completely with accurate loan information and delivered within required timeframes.
This is a hybrid schedule position.
Responsibilities
- Prepare and send the Loan Estimate and initial disclosure packages.
- Work with Loan Officers, Processors and other team members to review all fees and charges for accuracy; input fee data into Encompass to ensure correct figures are disclosed.
- Monitor and re-disclose Loan Estimates and Change of Circumstances within 3 days of the change(s) to avoid tolerance cures and closing delays; coordinate with Closing Department to send updated Closing Disclosures as necessary.
- Review and audit HMDA data for accuracy; reconcile and correct data as necessary.
- Troubleshoot compliance issues related to disclosures.
- Develop and maintain a thorough understanding of HomeAmerican’s loan origination system, Encompass.
- Other duties as assigned.
Requirements
Minimum of two (2) years mortgage processing, closing or origination experience required. Encompass experience required. Basic understanding of agency guidelines and mortgage banking laws and regulations. Detail oriented with the ability to problem solve and prioritize. Excellent time management skills.
Benefits & Perks!While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.
- Positive, collaborative team culture
- Competitive compensation structure
- Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
- Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
- Discounted pet insurance
- Home purchase discounts & more!
*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.
Compensation
- Base Salary: $50,000-60,000
- FLSA Status: Non-Exempt
- Bonus Type: Year End Discretionary
If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at www.richmondamerican.com for more information.
MDC Holdings, Inc. / Richmond American Homes is an Equal Opportunity Employer. #LI-NH1 #LI-ONSITE
Salary : $50,000 - $60,000
