What are the responsibilities and job description for the Builder Loan Consultant position at Ridgeland Mortgage?
Description
Position at Ridgeland Mortgage
Position Summary :
The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.
Responsibilities :
- Engage in managing the loan pipeline with all team members to meet company efficiency standards
- Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property
- Collect all required documentation from borrowers and converts to paperless documents
- Prepare and submit loan submission sheet to set up
- Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees
- Negotiate and confirm rates, fees, and lock terms with customer
- Lock loans in the system with agreed upon terms and manage locked pipeline through the funding
- Communicate regularly with borrowers to meet desired expectations
- Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing
- Maintain minimum productivity goals
Requirements :
Why work for #teamloanDepot :
