Credit Manager

Responsibilities:

• Credit Evaluation: Assess the creditworthiness of new and existing customers by analyzing financial data, credit reports, and payment history to determine credit limits and terms.
• Credit Policies: Develop and enforce credit policies and procedures in accordance with company guidelines and industry best practices to minimize risk and bad debt exposure.
• Collections Management: Oversee the collections process, including monitoring customer accounts, contacting delinquent customers, and implementing appropriate actions to recover outstanding debts.
• Customer Relationships: Build and maintain positive relationships with customers, providing exceptional customer service and addressing inquiries or concerns related to credit and collections.
• Credit Analysis and Reporting: Conduct ongoing credit analysis, evaluate credit trends, and generate reports for management, providing insights and recommendations to improve credit management strategies.
• Compliance: Ensure compliance with applicable laws and regulations, such as the Fair Credit Reporting Act (FCRA) and debt collection practices, while adhering to company policies and guidelines.
• Team Collaboration: Collaborate with cross-functional teams, such as sales, customer service, and finance, to ensure effective credit management processes and resolve any customer-related issues promptly.
• Training and Development: Provide training and guidance to staff members involved in the credit and collections process, ensuring their adherence to policies and fostering their professional growth.

Qualifications:

• Bachelor's degree in finance, accounting, or a related field (preferred)
• Proven experience in credit management, collections, or related roles, with a minimum of 3-5 years of experience
• Strong knowledge of credit and collections principles, including credit evaluation, risk assessment, and debt recovery strategies
• Familiarity with relevant laws and regulations, such as the Fair Credit Reporting Act (FCRA)
• Excellent analytical and problem-solving skills, with the ability to make sound decisions based on financial data and creditworthiness assessments
• Strong negotiation and communication skills, with the ability to effectively communicate credit decisions and resolve customer inquiries or disputes
• Proficiency in using credit management software and financial analysis tools
• Attention to detail and ability to manage multiple priorities in a fast-paced environment
• Team player with strong interpersonal skills and the ability to collaborate with cross-functional teams

Job Type: Full-time

Pay: From $16.00 per hour

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Supplemental Pay:

• Bonus opportunities
• Monthly bonus
• Performance bonus

Work Location: In person

Salary : $16