Agriculture Loan Officer

Job Summary
The Agricultural Loan Officer plays a crucial role in overseeing and enhancing the agricultural portfolio. This position requires a blend of technical acumen, sales expertise, and strong communication skills to drive business development and foster relationships within the agricultural sector.

The ideal candidate should have experience in the Farm Credit System, commercial banking, agriculture, or dairy. Extensive knowledge of credit and financing options, with the ability to analyze all components of both standard and complex credits.

Duties

• Evaluate and analyze commercial and real estate loan applications and recommend loan approvals and denials.
• Responsible for existing credit risk assessment and management on loans within area of responsibility.
• Conduct/complete complex credit analysis.
• Establish loan structure and terms, conditions and covenants, and collateral requirements consistent with credit request and associated risks. Set clear expectations with the customer.
• Assist senior-level credit analysts with complex loan applications as necessary.
• Develop and maintain a significant professional presence throughout the assigned territory.
• Material participation in business development activities, originate new loans, pursue new credit relationships, and maintain/expand existing customer relations.
• Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
• Other duties as assigned.

Qualifications

• Bachelor's degree in business or ag-related field, or an equivalent combination of education and experience
• Ability to read or learn to read audited financial statements, legal opinions, tax records and other financials
• Ability and willingness to learn and proficiently apply various credit analysis tools and customer recordkeeping systems
• Demonstrated computer skills and experience with Microsoft Office Suite
• Effective interpersonal skills including communication and relationship building
• Ability to convey information, including in writing and in-person
• Ability to travel to perform certain required duties
• Valid driver's license

Job Type: Full-time

Pay: $80,662.00 - $155,881.00 per year

Benefits:

• Employee discount
• Flexible schedule
• Health savings account
• Life insurance
• Parental leave
• Professional development assistance
• Retirement plan
• Tuition reimbursement

Compensation Package:

• Bonus opportunities

Schedule:

• 8 hour shift

Work Location: In person

Salary : $80,662 - $155,881