What are the responsibilities and job description for the Claim Examiner - Inland Marine Auto Physical Damage position at RLI Insurance Company?
About Us
We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us.
RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company.
Principal Duties & Responsibilities:
It is the responsibility of this position to provide superior claims service for Inland Marine claims, with a focus on first-party auto physical damage and trailer interchange claims. This individual will investigate the claim, assess coverage, estimate the property damages, select and deploy vendors and experts, obtain appropriate claim documentation, effect accurate settlement within the prescribed authority and standards of performance, and identify opportunities for salvage and/or subrogation. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Bachelor's degree and at least 4 years of relevant experience within the commercial/transportation field, with a preference for experience handling trucking, commercial auto, and/or heavy equipment claims.
Knowledge, Skills, and Competencies:
The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.
Base Pay Range
$75,534.00 - $108,013.00
Total Rewards
At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.
Financial Incentives
RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:
Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.
RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.
We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us.
RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company.
Principal Duties & Responsibilities:
It is the responsibility of this position to provide superior claims service for Inland Marine claims, with a focus on first-party auto physical damage and trailer interchange claims. This individual will investigate the claim, assess coverage, estimate the property damages, select and deploy vendors and experts, obtain appropriate claim documentation, effect accurate settlement within the prescribed authority and standards of performance, and identify opportunities for salvage and/or subrogation. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
- Responsible for the direct handling of Inland Marine Auto Physical Damage and Trailer Interchange claims, which consists of investigating and analyzing for coverage, damages, reserves, as well as the handling of subrogation and salvage.
- Manage appraisers, investigators, adjusters, and experts as needed.
- Maintain claim files and ensure claims are properly documented, adjusted and reserved.
- May be trained to handle motor truck cargo legal liability claims and/or first party contractors' equipment claims.
- May work on special projects.
Bachelor's degree and at least 4 years of relevant experience within the commercial/transportation field, with a preference for experience handling trucking, commercial auto, and/or heavy equipment claims.
Knowledge, Skills, and Competencies:
- Must be proactive in initial investigation, claim handling, vendor management, and resolution of claims.
- Superior analytical and negotiation skills.
- Must be able to act decisively and with minimal supervision.
- Superior verbal and written communication skills to work effectively with insureds, underwriters, and other internal and external customers.
- Excellent negotiation skills.
- Proficient in coverage analysis involving commercial transportation, trucking, and/or inland marine policies.
- Strong attention to detail.
- Self-motivated and task-oriented
The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.
Base Pay Range
$75,534.00 - $108,013.00
Total Rewards
At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.
Financial Incentives
- Annual bonus plans
- Employee stock ownership plan (ESOP)
- 401(k) — automatic 3% company contribution
- Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)
- Paid time off (PTO) and holidays
- Paid volunteer time off (VTO) to support our communities
- Parental and family care leave
- Flexible & hybrid work arrangements
- Fitness center discounts and free virtual fitness platform
- Employee assistance program
- Comprehensive medical, dental and vision benefits
- Flexible spending and health savings accounts
- 2x base salary for group life and AD&D insurance
- Voluntary life, critical illness, & accident insurance for purchase
- Short-term and long-term disability benefits
RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:
- Training & certification opportunities
- Tuition reimbursement
- Education bonuses
Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.
RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.
Salary : $75,534 - $108,013
