Consumer Loan Officer

Rocky Mountain Law Enforcement Federal Credit Union is looking for an experienced Consumer Lender to process and close consumer loans at the Denver location. We are an established, strong organization looking for someone who enjoys helping others and building relationships. If you have the experience, qualifications, and passion - RMLEFCU is looking for you to join our team!

We offer a comprehensive health insurance package, competitive salary, generous PTO plan, paid holidays, and eligibility for participation in a 401K retirement program. The pay rate is from $25.00 to $34.00 per hour and is commensurate with experience. The Credit Union promotes from within, there is an opportunity for growth and advancement.

This position is located at the Credit Union’s Denver Branch, 700 W 39th Avenue, Denver, CO 80216. This is a full-time, in-office, position. Working hours are Monday - Friday from 8 : 00 am to 5 : 00 pm with an occasional start time of 7 : 00 am.

Summary :

Responsible for performing in a manner that demonstrates an understanding of all functions related to the objectives of the loan department. To provide cross-selling and service delivery at the highest level, while promoting lending products to meet Credit Union goals and objectives. Perform with an emphasis on quality underwriting and low delinquency. Provides training, assistance, and direction to less experienced lenders.

Essential Duties and Responsibilities :

• Interviews and assists applicants applying for consumer loans, and prepares all appropriate documents.
• Evaluate applications, debt ratios, and credit, and either approve or deny loans within the limits of authority delegated. May also refer applications to the internal loan committee. Disburse loan proceeds as authorized and directed by the approving authority.
• Review, decision, and book indirect auto loans and other third-party loans.
• Accurately input and maintain member loan / account information on a computer system.
• Identify cross-selling opportunities and cross-sell to members to increase loan portfolio and deepen member relationships.
• Assure that appropriate records are filed and maintained in all systems (Episys, Synergy, etc.)
• Assist in training of lending and branch staff.
• Perform other related duties, including special projects as required or requested.
• Assist in Member Service duties when needed.
• Assist in Teller duties when needed to include opening and closing of the branch.
• Must have a thorough understanding of AML / BSA / REG B / TRUTH IN LENDING regulations to ensure self-compliance in carrying out related policies and procedures and filling out proper reports in a timely and accurate method.

Performance Standards :

Qualification Requirements :

A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and / or is usually of a personal or sensitive nature. Outside contact is important and fostering sound relationships with other entities (companies and / or individuals) is necessary.

Education and / or Experience :

Work Environment :

Essential duties are performed in a general office work environment and regularly require sitting at a workstation or desk while completing paperwork or using a computer, calculator, copier, fax machine, and other office machines and equipment. It also involves occasional kneeling, squatting, bending, walking, crouching, stooping, and possibly lifting up to 30 pounds to stack and store supplies, as directed. Compliance with safety procedures is required.

Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is usually moderate. Ability to work in a team environment that is open and able to block out distractions.

This job description is not a complete statement of all duties and responsibilities comprising this position.

Salary : $25 - $34