Capital Markets and Risk Management Analyst

Who we are

Roots Management Group is a manufactured housing community (MHC) investment platform and management company. Our mission is to help increase the availability of best-in-class housing options people can afford. We accomplish that by acquiring, investing in, and operating manufactured housing communities. We prioritize communication, empowerment, relationships, and pride ourselves for continuous growth, working hard, reaching goals, and rewarding our teams.

At Roots, you will be a part of an industry-leading organization where you will be challenged, inspired, rewarded, and transformed. As one of the fastest growing manufactured housing community operators in the country, we value those who take initiative, encourage teamwork, and work smart. Despite our rapid growth, we prioritize maintaining an atmosphere of service in all we do. To continually support our employees, we emphasize respect, teamwork, and sincerity in every interaction. Our focus is cultivating opportunities by understanding needs, creating connections, and empowering individuals.

What we are looking for

We are currently seeking an experienced Capital Markets Analyst to join our Capital Markets & Risk Management team. This role will focus on the day-to-day execution of post-closing loan activities along with providing analytical support to the team.

Responsibilities:

• Process home debt loan requests and coordinate with internal teams to obtain underwriting materials requested by lenders.
• Manage the lender required repair process by communicating work items with the Capex team, monitoring completion progress of work items, and submitting evidence of completion to lenders.
• Gather property level information operating statements, rent rolls, budget proformas, and other relevant documentation.
• Analyze property level cash flows to determine key performance metrics like NOI, DSCR, Debt Yield, etc.
• Collaborate with accounting to coordinate lender financial reporting and conduct debt covenant analyses.
• Interact with acquisitions, asset management, operations, treasury, legal, and other internal teams to perform debt and risk management analysis.
• Oversee debt analysis models ranging from refinance analysis to amortization tables.
• Respond to lenders requests for information.
• Create and maintain internal and external facing debt summaries and templates for all currently managed portfolios.
• Other tasks as needed or assigned by management.

Education / Requirements:

• BA/BS degree in Real Estate Finance and/or Business Finance with one to three years of experience in multifamily financing at a bank, non-bank lender, agency, commercial brokerage, or operator/owner.
• Financial analysis/underwriting experience including advanced modeling skills in Excel; multifamily debt capital markets experience a plus.
• Ability to multi-task and prioritize between multiple projects with deadlines in the same timeframe with an exceptional attention to detail.
• Ability to work independently and within a team to build relationships and interact effectively while possessing excellent self-motivational and entrepreneurial skills
• Effective written and oral communication skills
• Strong working knowledge of Microsoft Office applications with specific high degree of skill in Excel

Additional Information / Benefits:

• Medical, Dental, and Vision insurance plans
• 401(k) matching
• Short and Long-Term Disability
• Basic Life & Accidental Death Insurance
• Health Spending Account (HSA)
• Holiday pay
• Flexible PTO
• Growth Opportunities
• High energy company, a friendly & supportive team environment

Benefits are offered to eligible full-time employees.

To be considered for employment you must be able to pass a pre-employment background check/drug test.

We offer a rewarding and challenging experience with opportunities for career advancement within an environment that supports your professional development and recognizes your achievements. We thank all applicants for their interest.