Demo

Senior ACH Dispute Representative

S3 Shared Service Solutions, LLC
Baltimore, MD Full Time
POSTED ON 3/16/2025
AVAILABLE BEFORE 7/13/2025
The Senior ACH Dispute Representative will be part of a team providing timely service to our three credit union members. The role of this individual is designed to provide training and knowledge of all ACH regulatory processing requirements. This individual will have the opportunity to act as dispute team leader through their prior experience and knowledge of ACH operations. This role is ideal for an individual who thrives in a fast-paced environment and enjoys developing high performing teams.

S3 STAR Values

  • Service
  • Teamwork
  • Attitude
  • Results

Location: Remote

Top Job Responsibilities

  • Monitor the ACH dispute team’s workflow for all partners to ensure all internal and external deadlines are achieved.
  • Process ACH disputed transactions (credits/debits) to and from members accounts as well as ACH stop payments, EFTs, and government reclamations.
  • Research and respond daily to member ACH dispute escalations.
  • Partner with other internal departments to research and resolve ACH dispute processing issues.
  • Oversee and record all annual Macha training for ACH team for audit and compliance requirements.

Other Responsibilities And Opportunities

  • Oversee training of all ACH Dispute Team members.
  • Attend partner calls as ACH Dispute SME to communicate dispute investigation details.
  • Attend and respond to ACH Dispute team internal and external audit call and findings.
  • Represent department on calls regarding implementation of new products and systems as well as all updates to ACH dispute processing regulations.
  • Additional job-related projects and duties as assigned by management.

Qualifications & Skills

  • 4 years ACH dispute investigation experience, required.
  • AAP certified professional, required.
  • Strong knowledge of Reg E and NACHA Regulations, required.
  • Strong analytical skills.
  • Ability to multitask under tight deadlines.
  • Problem resolution experience.
  • Proficient in Microsoft office (Word, Excel, Outlook).
  • Ability to prioritize workload commitments.
  • Excellent verbal and written communication skills.

FLSA: Exempt

Perks And Benefits

  • Group medical, dental, and vision coverage insurance
  • Generous Paid Time Off
  • Up to 11 Paid Holidays Per Year
  • 401(k) With Employer Match and Discretionary Contribution
  • Employee Referral Program
  • Wellness Programs
  • Peer-to-Peer Recognition Program
  • Salary commensurate with experience with an expected range of $55,000-70,000.

About S3

We are excited to share that S3 was named a Top Workplace of 2022 and 2023 through the Baltimore Sun, 2023 Top Workplace in the USA as well as for leadership, and 2023 America’s most loved workplaces by Newsweek. Our commitment to teamwork and a positive attitude enables us to deliver service that generates quality results for our partners. If you join our team, we’ll invest in your learning and development through training programs designed to power your success.

S3 is a Credit Union Service Organization (CUSO) which is an organization, owned by credit unions. We serve credit unions by supporting their operations and delivering world class service. We support the credit union members with their loans, deposits and other financial needs to achieve their goals.

EEO

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status.”

ADA Statement & Requirements

S3 is committed to the full inclusion of all qualified individuals. In keeping with our commitment, S3 will take steps to ensure that people with disabilities are provided reasonable accommodations.

Work Environment- This position operates in a professional office environment. This role uses standard office equipment such as computers, phones, photocopiers, filling cabinets and fax machines.

Cognitive Requirements-

Constantly: Works independently, little supervision needed; Effectively communicate verbally and in writing; Comprehend materials and follow instructions; Analyze and compute information. Problem solving and critical thinking; Exercise good judgement/reasoning and resourcefully solve routine problems; Organize and handle multiple tasks and prioritize; Motivate, lead, influence and collaborate with others both internally and externally; Exhibit excellent customer service skills; Handle confidential/sensitive information

Frequently: Compile, copy and compare information

Occasionally: Perform basic mathematical computations; Project planning and execution; Facilitate meetings; speak to groups

Physical Requirements-

Constantly: Sit- Remaining in a seated position for long periods of time; Use hands/fingers for repetitive keyboard & hand motion; Speak coherently

Emotional Effort- Frequent short deadlines. Work environment hectic with continual periods of high stress.

Internal/External Interaction- Occurs occasionally with periods of high volume.

Salary : $55,000 - $70,000

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