What are the responsibilities and job description for the REAL ESTATE LOAN PROCESSOR position at SANDIA AREA FEDERAL CREDIT UNION?
Job Details
Description
We’re excited to invite an individual to kick off their career with us at Sandia Area! This is a great entry-level position for someone looking to grow and learn. We can’t wait to meet you!
Schedule of Work:
- Monday to Friday: 8:30 AM to 5:30 PM
- Rotating Saturday: 9:00 AM to 1:00 PM
Please keep in mind that this schedule is subject to change as needed.
BENEFITS:
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Medical, Dental & Vision Insurance
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Paid Short-Term Disability, Life Insurance and AD&D
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Paid Federally Recognized Holidays
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Vacation, Birthday, Floating Holiday & Sick Leave
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Tuition Reimbursement
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401(k) with Employer Match
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Pension Plan
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Opportunities for advancement
OVERALL JOB PURPOSE
Processes, reviews, assists with, and electronically stores consumer, real estate, and commercial loan documentation. Assists with lending functions as directed.
DUTIES AND RESPONSIBILITIES
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Reviews loan documents to ensure the information is complete, accurate and in compliance with established policies and procedures.
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Ensures that paperwork is filed and stored correctly in Synergy.
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Responsible for preparing, maintaining, verifying and disbursing various loan reports and records.
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Uses Document Tracking reports to verify all files are received from the branch level and all tracking checklists are complete.
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May participate in special lending-related projects as directed.
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Assists with background loan functions such as rate changes, HMDA, borrower insurance monitoring, mortgage releases, and mailing adverse actions.
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Performs home equity loan pre-closing duties, to include ordering and reviewing appraisals, preparing and sending disclosures within regulatory timeframes, ordering and reviewing title searches, obtaining updated homeowners insurance, and other required tasks.
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Prepares and/or reviews loan documents to ensure timely closing.
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Performs home equity loan post-closing duties, to include funding the loan, assembling loan files, following up on releases of mortgage and other required tasks.
Qualifications
KNOWLEDGE, SKILLS, AND ABILITIES
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Requires excellent interpersonal communication skills.
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Excellent verbal and written communication skills.
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Ability to prioritize and meet deadlines.
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General knowledge of credit union lending is desirable.
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Must be able to lift up to 10 lbs.
EDUCATION AND EXPERIENCE REQUIREMENTS
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High school diploma or GED required.
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Two year Business or related degree preferred or two to four years credit union experience with progressive responsibilities in new account and/or loan operations.
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General knowledge of credit union operations may be desirable.
*** Please submit an employment application to www.sandia.org/careers ***
Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.
Sandia Area Federal provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
