What are the responsibilities and job description for the Deposit Fraud Risk Specialist position at Seacoast Bank?
Job Overview
">The Large Item Transaction Reviewer plays a pivotal role in safeguarding the bank's financial integrity by identifying and addressing fraudulent activities promptly. This position requires meticulous analysis and mitigation of check fraud across all banking instruments, including paper checks and mobile deposits.
">Key Responsibilities
">- ">
- Conduct detailed analysis of large-item transactions to detect and prevent check fraud. ">
- Review and verify paper checks and mobile deposit transactions for authenticity and compliance with bank policies. ">
- Collaborate with Chex Systems to monitor consumer account activities, emphasizing the tracking of closed accounts and instances of insufficient funds. ">
- Assist in the management and monitoring of daily overdraft fees, ensuring they are applied accurately and fairly. ">
- Develop and implement fraud mitigation strategies to minimize risk and financial loss. ">
- Maintain up-to-date knowledge of regulatory requirements and best practices in check fraud prevention. ">
- Provide reports and analysis to senior management regarding fraud trends and the effectiveness of current controls. ">
- Work closely with the customer service team to resolve fraud-related issues and maintain customer trust. ">
- Participate in cross-functional teams to improve fraud detection systems and processes. ">
Requirements
">This role requires proven experience in fraud analysis, preferably within a banking or financial services environment. The ideal candidate will possess strong analytical skills, attention to detail, and excellent communication and interpersonal skills. Familiarity with banking regulations and Chex Systems operations is also essential.
">Benefits and Opportunities
">As a valued member of our team, you can expect to receive competitive compensation and benefits, as well as opportunities for professional growth and development.
">About Us
">Seacoast Bank is a leading financial institution committed to providing exceptional service and solutions to our customers. We value our employees and strive to create a positive and supportive work environment that fosters collaboration and innovation.
