What are the responsibilities and job description for the Mortgage Loan Officer position at Security National Mortgage Company?
Description
As one of the nation’s leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We’re currently seeking a qualified Loan Officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking—and also have an innate ability to manage and lead. This is a commission only position and we are willing to train the right person!
What You'll Do
- Establish strong relationships with realtors, builders, developers, CPA’s, and financial planners
- Gain applicable expertise in local and national real estate markets
- Negotiate ideal price, terms, and conditions for home mortgages
- Determine and address problems that may arise during the loan application process
- Daily and Monthly Responsibilities
- Coordinate customer interaction and interface with all parties involved in each individual loan
- Guide customers through the loan process, including negotiation, terms, and conditions
- Maintain a customer’s relationship with corresponding realtors, builders, developers, CPA’s, and financial planners
- Learn and understand rules and regulation guidelines from FNMA, FHLMC, FHA, and VA
- Keep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages
What You'll Love About Us
• Great Company Culture
• Top Workplaces 8 years in a row (2016, '17, '18, '19, '20, '21, ’22, '23)
• Going Places. Company recently added to the Russell 2000 Index, attributing our strong growth
• Health Benefits. Medical with HSA and FSA options, dental, and vision
Requirements
What We'll Love About You
- Minimum 3 years of loan originator experience preferred
- Advanced knowledge of lending and credit markets
- Knowledge of all Federal and State real estate lending regulations
- Excellent written and verbal communication skills
- Advanced interpersonal skills, with a strong focus on customer service
- Highly detail-oriented
- Bilingual in English/Spanish highly preferred