What are the responsibilities and job description for the COMMERCIAL LENDER position at Sherburne State Bank?
Position Summary : Responsible for expanding existing client relationships and heavily focused on generating new business.
Essential Functions and Responsibilities :
- Maintain individual portfolio and provide relationship management support to team.
- Business Development including originate new loan opportunities and negotiate terms, coordinate closings, and provide ongoing customer service to commercial customers.
- Properly underwrite, structure and document commercial loans.
- Gather and analyze credit and financial information on existing and potential clients.
- Ability to prepare credit presentations, with support from credit department.
- Identify credit risk and make recommendations for additional monitoring or collection.
- Review collateral valuations and underwriting results and assure loans comply with bank policy.
- Maintain strong working knowledge of bank products.
- Active community involvement.
Competencies :
Familiar with Bank Regulations, Knowledge of Commercial Lending Products, Strong Financial Background, Relationship-Based Loan Production, High Degree of Personal Integrity, Drive for Excellence.
