Lender

There has never been a better time to join Flagstar Bank! On March 20, 2023, Flagstar Bank, N.A., the wholly owned subsidiary of New York Community Bancorp Inc., acquired substantially all of the deposits and certain loan portfolios of Signature Bridge Bank, N.A., which now operates as Flagstar.

With this transaction, Flagstar is now one of the largest commercial banks in the country, with a fortress-like balance sheet, strong liquidity, and excellent asset quality metrics. The regulatory approval of the acquisition clearly reflects the strength of the combined institution. Our clients continue to be serviced by their Private Client Group in the same client-centric single-point-of-contact strategy that Signature Bank was known for over the last two decades.

Our employees remain a critical foundation of our organization, with enhanced opportunities for career development, while participating in top-tier benefits plans. Apply today for immediate consideration below!

What you should know about the Lender position…

In this position, you will assist the manager of the Financial Center and Private Client Groups in the development of personal and business loans.

In this role, your primary responsibilities will include:

• Approve credit requests for credits within assigned credit authority and prepare underwriting analysis and credit offering memo.
• Analyze applicant financial status, credit, property to determine feasibility of granting loan, or submit application to credit analyst for verification and recommendation.
• Maintain database and monitors performance of loans.
• Meet with prospects and clients of Private Client Groups and interview applicants to request specified information for loan applications.
• Work closely with outside counsel for documentation on loan transactions.
• Approve credit overrides from financial centers and private client groups for loans.
• Notify Chief Credit Officer immediately of any credit quality issues within portfolio.

To be successful, your background should match these qualifications:

• Specialized knowledge in analyzing financial statements/ratios & cash flow analysis, lending to business/individuals and commercial lending/credit analysis.
• Bachelor's degree in business or related field strongly preferred.
• Formal Credit Training highly desired.
• Excellent written/spoken communications skills.
• Microsoft Office proficient.
  
• Minimum 3 years commercial lending- at lending money center bank.
• Strong credit exposure; Experience with upper middle market/large corporate ($50 million in revenue); Complex loans; Managed large portfolios ($150 million in commitment/$100 million outstanding loans)

For those candidates applying to locations in San Francisco: Flagstar Bank, N.A. will consider for employment qualified applicants with criminal histories consistent with San Francisco Fair Chance Ordinance and federal laws applicable to Flagstar Bank, N.A.

This role has an anticipated base salary offering between $100,000-$130,000 depending on qualifications and experience.

View available Careers with Flagstar Bank, N.A. at www.signatureny.com/careers

We are an Equal Opportunity Employer.