Demo

PowerCurve Originations Consultant/Sr. Developer

Smartwork IT Services
Hanover, NJ Full Time
POSTED ON 4/15/2025
AVAILABLE BEFORE 5/13/2025

Job Description

Job Description

Role : PowerCurve Originations Consultant / Sr. Developer

Location : Whippany, NJ

Mode : Hybrid model (at least 2 days WFO)

Job Type : Fulltime

Job Summary :

To manage and implement Experian's PowerCurve Originations platform, a decisioning tool used to automate credit applications and customer acquisition processes by analyzing data to make fast, accurate credit decisions based on pre-defined rules and strategies, essentially helping businesses identify and approve high-quality customers while mitigating risk, requiring expertise in data analysis, credit risk management, and the PowerCurve platform itself.

Required skills for a PowerCurve Originations role :

  • Designing, developing, and maintaining business rules within Experian's PowerCurve platform , a cloud-based decision engine, to automate credit and risk-related decisions for clients across various industries, leveraging data analytics to optimize customer experiences and mitigate risk while adhering to regulatory compliance; essentially acting as a key player in building and managing the logic behind automated decision-making processes within the PowerCurve system
  • Proficiency in the PowerCurve Originations platform, including its decisioning engine, data mapping, and strategy design features.
  • Understanding of credit risk management principles, credit scoring models, and regulatory compliance related to lending.
  • Ability to analyze large datasets, interpret trends, and translate insights into actionable strategies
  • Understanding of business goals, profitability metrics, and the impact of credit decisions on the overall business

Key responsibilities :

  • Strategy development and Management : Designing and building decisioning rules and strategies within the PowerCurve platform to optimize customer acquisition while managing risk levels based on business objectives.
  • Data integration : Connecting various data sources like credit bureaus, internal databases, and application data to feed into the PowerCurve platform for comprehensive decision making.
  • Application workflow management : Configuring application processes within PowerCurve, including data capture, validation, and decisioning steps to streamline the customer onboarding experience.
  • Performance monitoring : Tracking key metrics like approval rates, default rates, and customer acquisition costs to analyze the effectiveness of decisioning strategies and make necessary adjustments.
  • Compliance management : Ensuring adherence to regulatory requirements related to credit decisioning and data privacy.
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