What are the responsibilities and job description for the Credit Officer, Associate - Transportation & Aviation position at SMBC Group?
The anticipated salary range for this role is between $73,000.00 and $130,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
Role Description
The Associate will be responsible for managing entire credit (and collateral) analysis process primarily in aviation (airlines and lessors), and other transportation sectors such as container boxes, maritime, rail etc including but not limited to preparing credit applications, conducting monitoring and reviewing new and existing customers' credit and lending portfolio.
Role Objectives
- Independently manage the preparation of credit applications, borrower rating applications, annual / quarterly / ad hoc client reviews in coordination with the credit
- Liaise with Special Credit Group (dedicated to workout cases) within the bank as relevant
- Communicate with customers, other SMBC Group companies such as SMBC AC, SMFL, Nikko as relevant
- Produce various reports and analysis for the purpose of credit / collateral risk management as well as overall portfolio analysis
- Ensure solid understanding of compliance with Regulatory Classification
- Manage and provide any necessary information for internal and external audit processes and ensure compliance with relevant banking regulations and compliance with internal policies and procedures.
- Attend bank meetings and relevant industry conferences for networking purposes and to keep abreast of industry trends and economic environment.
Qualifications and Skills
Salary : $73,000 - $130,000
