Credit Officer, Associate

The anticipated salary range for this role is between $85,000.00 and $131,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

SMBC is seeking an Associate in the Credit Department with knowledge of capital markets credit and ability to understand / analyze elements of credit risk in various Counterparty Credit Risk transactions related to Hedge Funds and Asset Manager Fund types.

The Associate’s main responsibility entails the review of credit applications submitted by the front office and to prepare / present executive summaries and recommendations to the management of the Credit Department.

Role Objectives

• Analyze various elements of credit risk primarily in transactions with Hedge Funds and Asset Manager / Fund clients in the Americas
• Scope of analysis and review includes, but not limited to, counterparty credit risk, deal structure, facility terms and conditions, transaction background, profitability, and relationship strategy.
• Prepare and present written executive summaries / comments of credit applications submitted from the front office to the management of the Credit Department
• Coordinate the credit approval process by liaising between the front office and the management of the Credit Department
• Conduct the monitoring of credit quality of the counterparties and transaction portfolio
• Provide feedback and guidance to front office to ensure consistent and complete credit applications and compliance with internal policies and procedures
• Other credit related works / projects as assigned

Qualifications and Skills

Salary : $85,000 - $131,000